Archive for: Real Estate & Renting

Can My Landlord REALLY Do That? A Guide to Renters’ Rights

A low key shot of a gavel on a book.

Wait, can my landlord REALLY do that? Maybe not. All states give renters rights. If you rent an apartment, understand the basics of landlord-tenant law.

Should You Buy a “Starter Home” Or Wait?

flickr.house.photo dean

Should you get a starter house right now — or should you wait until you can afford your “forever house”? Here are the pros and cons of each choice.

How To Get Approved For Your First Mortgage

How to get approved for your first mortgage.

Mortgage lenders tightened their fists after the recession, but it’s still possible for young buyers to get approved for a mortgage. What you need to know.

Private Mortgage Insurance (PMI) Explained

What Is Private Mortgage Insurance

If you have a mortgage, there’s a good chance you pay private mortgage insurance, or PMI. What is it? Why is it required? And how can you stop paying it?

4 Ways To Make Moving Back In With Your Parents Less Painful

Stuck Living With Your Parents Check Out These Four Survival Tips

Living with your parents as an adult is a savvy money move, but it’s still awkward. We can’t stop your mom from waiting up for you, but these steps can ease some of the stress of living at home.

A Home Buying Checklist: Organize Your Wants And Needs

Use our simple one-page home buying checklist to prioritize wants and needs.

Finding the right home can mean separating what you want from what you need. Here’s how to think about the difference — plus a checklist to help your house hunting.

Mortgage Points: How They Work And When To Pay Them

Mortgage Points How They Work And When To Pay Them

Mortgage lenders will often mention “mortgage points,” but they’re less likely to mention what they are — and how much they’ll cost you. Here’s what they are, and whether you should pay them.

Requirements To Get An FHA Loan For A Condo

Requirements To Get An FHA Loan For A Condo

Buying a condo is a great way to get started in homeownership, since they are typically more affordable than single family homes. Unfortunately, it can be tricky to get an FHA loan when buying a condo. Here’s why, and what you can do about it.

FHA Loan Vs Conventional Mortgage: Which Is Best For You?

FHA Loan or Conventional Loan Which Is Best For You

FHA loans allow you to get a mortgage and buy a home sooner, but they come at a cost. If you can qualify for a conventional mortgage instead, you may save thousands over the life of your loan.

How Much Cash You Really Need To Buy A Home

How Much Cash Do You Really Need To Close On A Home

To buy a house, you need cash for a down payment…and then some. Here’s a look at the actual amount of money you’ll need on hand at closing to purchase a new home.