The real estate market is dismal these days, which means bargains-a-plenty for first-time home buyers. Problem is: the real estate market is suffering because so many homeowners took out loans they can’t repay. In turn, mortgage lenders have tightened their purse strings, making qualifying for a home loan a challenge.

That’s not to say getting a mortgage today is impossible. Could you qualify for a mortgage? Here are the three numbers that hold the answer. [...]

Last week I wrote about my return to sharing an apartment after living alone. Moving in with unknown roommates or renting out a spare bedroom can be daunting, but can save a fistful of cash. Here are 10 tips to increase your chances of finding a shared apartment or home with a roommate you can actually live with. [...]

In just five years since college, I have experienced every living situation imaginable (read on for the list). Based upon my rental resume, one would think that once I found myself living alone, in a modest one bedroom, I would stay put. I didn’t. [...]

One thing is for sure: It is a difficult time to sell a house. Shouldn’t that mean it is a good time to buy a home? It should, but it doesn’t. [...]

Once you’re locked into a mortgage, it can seem like the only way you’ll ever reduce the amount you’ll pay in interest is to wait until rates are lower (or your credit is better) and refinance. But there is another way… [...]

Considering buying your first home? Prepare yourself for one of life’s most demanding experiences. This first time home buyer’s mortgage checklist will get you organized to attack financing your home purchase as an informed shopper and avoid becoming a victim of pushy real estate agents and sneaky mortgage lenders. [...]

Sinking home prices across most of the country are spelling opportunity for some prepared first-time home buyers out there, but for many other other young homeowners, the current housing slump means trouble. [...]