Archive for: Real Estate & Renting

With New Fees, Credit Requirements, FHA Loans Are More Expensive But Still Accessible

The approval requirements for FHA loans have changed some, but FHA mortgages are still a good way to get into your first house.

FHA loans still help home buyers with relaxed credit and down payment requirements, but costs have gone up dramatically. For many, the wait to qualify for a conventional loan is worth it.

Should you use an Online Mortgage Lender? The Pros and Cons of Getting a Mortgage Online


Should you use an online mortgage lender, like Quicken or Lending Tree? It can actually be a great idea — but you’ll want to know what to expect first. If you have a lot of questions, working face-to-face with a local broker can be reassuring.

Renter’s Insurance: When You Need It, How To Get It

Just because you don't own a home doesn't mean you don't need insurance: Renter's insurance covers your belongings in the event of a fire, disaster, or burglary.

Just because you don’t own a home doesn’t mean you don’t need insurance: Renter’s insurance covers your belongings in the event of a fire, disaster, or burglary.

Savvy House Hunting: The 3 Secrets To Finding A Home That Will Appreciate

How to buy real estate that has the best chance of appreciating.

Your house should, first and foremost, be home. But if you’re keen that your property appreciates, here are the three things to look for and three types of homes to avoid.

So, You Wanna Buy a Duplex? 5 Things to Know About Multi-family Homes

So, you want to buy a duplex? Things to know before renting out a unit in your home.

Living in a multi-family home while renting other units is a great way to build wealth, but it’s not as simple as some make it sound. Read this before you even consider buying a duplex or other multi-family unit.

What Can You Get for $1 Million or More? 5 Celebrity Listings Active Now


Go ahead, gawk at some celebrity homes for sale. It’s a guilty pleasure, but you might even learn a thing or two about the real estate market.

The 4 Things You Must Do Before You Apply For A Mortgage


If you’re thinking about getting a mortgage, homework can pay off to the tune of tens of thousands of dollars. Your income, spending and credit all come into play — as does the type of loan you choose and how much you borrow. Here are four things you must consider before you apply for a mortgage.

So, You Want to Become a Real Estate Agent? You Must Read This First


Experienced Realtor Sarah Davis answers common questions from people wanting to become a real estate agent. How do you break into the business? How much do Realtors earn? Is it practical to sell real estate part-time?

Before You Move, Consider This: Where You Choose to Live Has a Surprising Impact on How Rich You Feel


Cost of living matters: a six-figure salary in San Francisco might not make up for the fact you can only buy a walk-in closet for less than half a million. Before you move to a new city, here are seven financial factors to consider.

FHA Mortgage Loans: A Good Idea For First-Time Buyers?

FHA loans are designed to low to moderate income home-buyers afford a house with more lenient credit score requirements and a low down payment. The pros and cons of using an FHA loan to buy your first house.