MoneyUnder30.com

Archive for: Real Estate & Renting

Closing on a House: Navigate the Home Closing Process Like a Pro

Some things, as they say, they don’t teach in school—especially when it comes to personal finance. Of course, that’s what this website is all about. Think about the first time you had to do your own taxes. Or figure out a proper investment plan. Or de … [Read more...]

Compare Home Insurance And Get Quotes Online

Recommended Home Insurers … [Read more...]

Should You Buy a ‘Starter Home’ or Wait?

In many parts of the country, the real estate market seems to be rebounding. “As buyers seek to take advantage of record-low mortgage rates, the supply and demand imbalance threatens to further limit deals as the key spring selling season ap … [Read more...]

This Post for Rent: 8 Tips for Landlords, Renters in the Under-30 Crowd

Just as the Great Recession hit homeowners with a mighty wallop, it also took a toll on rentals, with bad news for landlords and tenants alike. According to the Joint Center for Housing Studies at Harvard University, vacancy rates reached a new high … [Read more...]

What Percentage Of Income Can You Afford For Mortgage Payments?

This question often comes up among first-time home buyers: What percentage of my monthly income can I afford to spend on my mortgage payment? Does that percentage include property taxes? Private mortgage insurance (PMI) or homeowners … [Read more...]

Burglary Prevention: Common Sense Advice to Avoid Becoming a Victim

If you think burglary is something that only happens in low-income neighborhoods, think again. It is a crime that can happen even in the nicest neighborhoods with white picket fences. Sure, the criminals may not live in your neighborhood, but it … [Read more...]

Renting: What You Get for $1,500 a Month

If you could live anywhere in the United States, where would you choose? If you’re reading Money Under 30 and you are in fact 20-or 30-something, you probably can’t afford a mansion, and that’s okay! Part of starting off right is living in a place … [Read more...]

Confessions of a New Homeowner: Expenses We Expected and Didn’t Expect

My husband and I closed on our first house on March 9, 2012.  Since then, it has been a whirlwind of new homeowner activities. Painting, fixing, landscaping, neighbor-meeting, decorating ... and spending. Lots of spending. We rented for several y … [Read more...]

What Your Mortgage Interest Rate Really Means

With mortgage rates so low right now, it seems everybody is talking about what a smoking hot mortgage rate they got on their new house. But mortgage rates are tricky. It's easy to look at a 3.75 percent APR mortgage rate and say "holy cow" when, 25 … [Read more...]

When To Refinance: 3 Steps to Deciding Whether to Refinance or Not

Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their mortgage, some are smarter financial moves than … [Read more...]