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Archive for: Saving & Banking

Is Cash Obsolete? The Inevitable Dangers Of Our Cashless Economy

I’m looking in my wallet right now, and not counting the $4 in “extrabucks” from my CVS pharmacy, I’m carrying $20.75. And at least a few days a month, I don’t carry any cash at all. Does this mean I’m broke? Sure, I’m a writer — but I hope not. Th … [Read more...]

How Does Your Emergency Fund Compare? New Stats Reveal Americans’ Rainy Day Savings Habits

If you’re used to walking around without any money in your wallet, then maybe the college habit of surviving on ramen noodles made a big impact on you. Either that, or you’re so adept at using banking apps and debit cards that you really don’t see the … [Read more...]

The Surprising Reasons Most People Don’t Trust Mobile Banking (And Why Millennials Have A Greater Risk Of Identity Theft)

You have to wonder if anyone—or any monolithic institution—is truly safe from the perils of electronic hacking. Just a few weeks ago, eBay acknowledged that its customer database had been compromised. But this wasn’t any ordinary hack, mind you: Th … [Read more...]

Emergency Funds: Everything You Need to Know

If you lost your job tomorrow, do you know how you'll pay the rent next month? If your car's transmission broke and required a $2,000 repair to be back on the road, could you pay the bill without going into debt? For more than half of … [Read more...]

Quick Look: Venmo, A New Favorite P2P Payment App

I hate checks. I hate carrying cash. But most of all, I really hate PayPal.  Yet, when it comes to paying friends, I was stuck using one of them. That is, until I was introduced to the P2P payment app, Venmo. Available for iOS and Android, V … [Read more...]

With This One Simple Mental Trick, You’ll Be Amazed at How Much More Motivated You’ll Be to Save

Are you a natural-born saver or a natural born spender? If you're like me and you find it difficult -- even unnatural -- to hang onto your money, it might help to reframe how you think about saving. Browse any personal finance book or blog and … [Read more...]

Interest Checking Accounts: The Best Banks for Online Checking

When it comes to getting a good deal on checking, it seems as though your options are few and far between. Recent news has been heavy on rising account fees and declining service. While this might be the case at some of the more traditional brick … [Read more...]

Alternatives To Savings Accounts

Anybody with a high yield savings account knows that the rates on these accounts are pretty dismal these days. Although some banks, including top-rated FNBO Direct, continue to pay competitive rates (as high as the market will allow), you can’t e … [Read more...]

The Last Budget You’ll Ever Need

I have a love/hate relationship with budgets. But mostly, I hate them. It’s not because I don’t like pie charts and spreadsheets. (I do.) I don’t like budgets because I hate telling you to write them when I know myself how boring, pointless, and di … [Read more...]

This Super-simple Strategy Can Make Anyone A Millionaire; Why Aren’t You Using It Yet?

Want to spend ten minutes doing one thing for your finances that will have an absolutely MASSIVE impact on your ability to spend less, save more, and reach your goals faster? If you answered yes, then it's time to pay yourself first. The … [Read more...]