Saving Toolbox

Your Most Important Money Goal

For the great majority of us, there will always be more ways to spend money than money to spend. As a result, managing money well requires making good decisions. A lot of them. Do you take that vacation or save a bit more this year? Will you … [Read more...]

More Mint Alternatives: HelloWallet and PowerWallet

Although I’m just starting out in managing my own money, I’ve already figured out one aspect of my financial personality: I like my finances to be as simple as possible. I can’t stand having bank accounts at different banks, and I worry … [Read more...]

CDs Rates: Compare Top Certificates of Deposit

These days, it's getting harder and harder to find a savings account with a good interest rate. Some banks' CDs (certificates of deposit) offer slighter better returns if you're willing to commit your money to the CD for the term of the certificate … [Read more...]

7 Tricky Pitfalls to Online Bill Pay

We love to love online bill pay. It makes automating your finances possible. It saves tons of time in our go-go-go world. But – like most shortcuts in life – online bill pay has some serious downsides. And I’m not just talking about our … [Read more...]

American Express Serve Card: Prepaid with a Twist

Money is changing. I have no doubt that in five or  ten years, apps on our phones will surpass the credit cards in our wallets as the primary way we pay. The American Express Serve Prepaid Card takes us a step in that direction. Here, … [Read more...]

The Bank Account Buffer (Building a No-Hassle Money Management System, No. 2)

By the end of this four-post series, you’ll have a map for a hassle-free financial system that puts your day-to-day money issues on autopilot, letting you worry about more important stuff like developing your career, earning more money, and … [Read more...]

The Last Budget You’ll Ever Need

I have a love/hate relationship with budgets. But mostly, I hate them. It’s not because I don’t like pie charts and spreadsheets. (I do.) I don’t like budgets because I hate telling you to write them when I know myself how boring, pointless, … [Read more...]

American Express Pass Card Review

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen … [Read more...]

Put Your Money On Autopilot

If I've learned one new thing in six years of blogging about money, it's this: The most important factor in financial success is not having a budget, meticulously avoiding debt, or choosing the right investments. It is having a system that makes the … [Read more...]

How To Save When You Were Born To Spend

Are you a Natural Born Spender or Natural Born Saver? Believe it or not, research suggests that---Spender or Saver---you may really be born that way. So if you want to change your financial habits---say cut back on impulsive purchases and save a … [Read more...]