MoneyUnder30.com

Archive for: Saving & Banking

For Private Student Loans, Consider Credit Unions

Private student loans should be a last resort, but credit unions can offer the best options for those in need.

As nonprofit lenders, many credit unions offer private student loans with friendlier rates and terms than national banks.

Is Cash Obsolete? The Inevitable Dangers Of Our Cashless Economy

Cash is dying: The dangers of an entirely cashless society.

Only 7 percent of Americans regularly carry more than $100 cash. Credit and debit cards are convenient, but going entirely cashless carries some serious risks.

How Does Your Emergency Fund Compare? New Stats Reveal Americans’ Rainy Day Savings Habits

Everything you need to know about emergency funds.

We often hear about the one in four Americans who have no emergency savings whatsoever, but that shouldn’t be an excuse not to start an emergency fund yourself. New research reveals which Americans are most prepared for a financial emergency: How are you doing?

The Surprising Reasons Most People Don’t Trust Mobile Banking (And Why Millennials Have A Greater Risk Of Identity Theft)

Mobile banking can change how we manage our money for the better, but many Americans still aren't using it.

Mobile banking — the ability to check balances or deposit a check anywhere – should be transforming how we handle money. Problem is, we still don’t trust it. Why that may be smart.

How Much Money Should You Have Saved by 30?

savings by 30 no words

How much money should you have saved by 30? 35? 40? Even more importantly, have you reached these three critical money milestones by your 30th birthday?

Emergency Funds: Everything You Need to Know

Everything you need to know about emergency funds.

Wherever you are on the journey to “getting better with money”, the concept of an emergency fund–rainy day savings that will be there for you in case the unthinkable happens–is critical. Because having some money put aside is simply so vital to getting on your feet financially–which is what this site is here to help you do–we put together this comprehensive article.

Quick Look: Venmo, A New Favorite P2P Payment App

Venmo

Venmo makes it easy to pay friends or family, without cash. Read why this new app for iOS and Android could replace your checkbook, your PayPal account, even your ATM card.

With This One Simple Mental Trick, You’ll Be Amazed at How Much More Motivated You’ll Be to Save

Make saving easier by changing the way you think about putting money aside.

Do you find it difficult to put money aside for a rainy day? Does “retirement” seem so far away that it’s almost irrelevant? This easy mental trick makes saving easier and just might get you more excited about saving money than spending it.

Interest Checking Accounts: The Best Banks for Online Checking

Best interest checking accounts compared: Find an online checking account now.

Why pay checking fees when you can earn interest on your checking balance with top national banks that offer online interest checking accounts. Compare now.

Alternatives To Savings Accounts

With savings account rates under 1.00% APR, where can you earn a better return on your cash? We compare three savings account alternatives.