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Archive for: Saving & Banking

How Much Money Should You Have Saved by 30?

It's among the most common questions I get: How much money should I have saved by 30? (Or by 25, 22, etc.) Of course, it's always seemed to me to be a silly question, because everybody has unique financial, lifestyle, and career situations. Still, … [Read more...]

Emergency Funds: Everything You Need to Know

If you lost your job tomorrow, do you know how you'll pay the rent next month? If your car's transmission broke and required a $2,000 repair to be back on the road, could you pay the bill without going into debt? For more than half of … [Read more...]

Quick Look: Venmo, A New Favorite P2P Payment App

I hate checks. I hate carrying cash. But most of all, I really hate PayPal.  Yet, when it comes to paying friends, I was stuck using one of them. That is, until I was introduced to the P2P payment app, Venmo. Available for iOS and Android, V … [Read more...]

With This One Simple Mental Trick, You’ll Be Amazed at How Much More Motivated You’ll Be to Save

Are you a natural-born saver or a natural born spender? If you're like me and you find it difficult -- even unnatural -- to hang onto your money, it might help to reframe how you think about saving. Browse any personal finance book or blog and … [Read more...]

Interest Checking Accounts: The Best Banks for Online Checking

When it comes to getting a good deal on checking, it seems as though your options are few and far between. Recent news has been heavy on rising account fees and declining service. While this might be the case at some of the more traditional brick … [Read more...]

Alternatives To Savings Accounts

Anybody with a high yield savings account knows that the rates on these accounts are pretty dismal these days. Although some banks, including top-rated FNBO Direct, continue to pay competitive rates (as high as the market will allow), you can’t e … [Read more...]

The Last Budget You’ll Ever Need

I have a love/hate relationship with budgets. But mostly, I hate them. It’s not because I don’t like pie charts and spreadsheets. (I do.) I don’t like budgets because I hate telling you to write them when I know myself how boring, pointless, and di … [Read more...]

This Super-simple Strategy Can Make Anyone A Millionaire; Why Aren’t You Using It Yet?

Want to spend ten minutes doing one thing for your finances that will have an absolutely MASSIVE impact on your ability to spend less, save more, and reach your goals faster? If you answered yes, then it's time to pay yourself first. The … [Read more...]

How to Save Money on a Limited Income

In my twenties, the last thing I wanted to do, or felt I even could do, was save money. Investing money never crossed my mind – I thought that was something old guys in suits did while making evil plots to dominate the world. My financial p … [Read more...]

How I Make Online Banking More Secure

In the wake of revelations that the National Security Agency is harvesting our online data, NPR is airing a series that describes "just how vivid the typical person's digital picture has become — and how easy it can be for others to see it". This i … [Read more...]