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Archive for: Saving & Banking

The Last Budget You’ll Ever Need

Budgeting is simple: Subtract your bills from what you earn; save or spend what's left.

Budgeting is is a necessary evil; it’s so boring and most of us never stick with it. Let’s change that. Learn an easy way to budget in just minutes a month.

This Super-simple Strategy Can Make Anyone A Millionaire; Why Aren’t You Using It Yet?

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Saving money CAN be easy, and successful savers have known the secret — to pay yourself first — for decades. The simplicity of automatic banking transfers makes paying yourself first even faster — and more foolproof — than ever before. If you don’t follow any other financial advice, do THIS!

How to Save Money on a Limited Income

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Yes, it’s possible to save money on a limited income, you just need a saving strategy that works. Here’s how I learned to stash a few dollars away even when I was barely making ends meet.

How I Make Online Banking More Secure

Make online banking more secure with 2-step verification, unique usernames, and keeping private data out of emails.

Thieves, jealous exes, and the NSA all want to hack your email. What’s to stop them from trying your bank account?

Moven My Cash Around: My Experience Using the Moven App

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The Moven app is a new contender in the area of budgeting and spend tracking programs. Unlike many, Moven is not free, but offers some perks that others do not. Is it worth it? I’ve been using Moven for the past few weeks; here’s my take.

With Amex Bluebird, You Don’t Need a Checking Account Anymore

Amex Bluebird is a checking account alternative with surprisingly few fees.

Can you bank without a checking account? With its new product Bluebird, American Express is betting that not only that you can, but that you’ll save money doing so.

Toshl Review: A Beautifully Simple Manual Budgeting App

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A reader recently let me know about Toshl, a budgeting app available online and for iPhone and Android (thanks, Rachel!) In a sentence, Toshl is a manual budgeting and spend-tracking app with a beautiful design and intuitive user experience. As far as no-strings-attached budgeting and spend tracking, Toshl might be the best I’ve seen yet. […]

Four Sure-fire Tips for Mobile Banking Security

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I’m writing this dispatch from the Pacific Coast, where I’ve just seen a fabulous-yet-disturbing documentary at the Newport Beach Film Festival. It’s called “Terms and Conditions May Apply,” and director  Cullen Hoback’s movie takes a chilling look at how vulnerable we all are in this digital society. That is, “free” services such as Google, Facebook […]

Military Money: Where to Start Your Military Savings

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Today’s guest post is brought to you by Doug Nordman, a military retiree who’s been financially independent for over a decade. He wishes he’d known this stuff over 30 years ago when he was just getting started, but he learned enough to overcome his mistakes– and you will too. Decades later, these words still send […]

Savings Bonds: When to Consider Them as an Alternative Investment

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Savings bonds: before writing for Money Under 30, all I knew about them was that I thought they were a terrible gift when I was little! I remember getting savings bonds as prizes in elementary school, looking at how long they would take to mature, and just thinking: “What the heck do I do with […]