Archive for the ‘Saving’ Category
When it comes to high yield savings accounts, interest isn’t everything. On a $10,000 balance, the monthly difference in earnings between a 3.25% APY and 3.30% is $0.50. A more important question is: With this [...]
July 10th, 2008. . Read More »
If you’re just starting to stash away a few hundred dollars for a rainy day, you probably don’t give your savings account’s interest rate much thought. But if you need to save $1,000 or more [...]
July 2nd, 2008. . Read More »
A down payment between 10 and 20% on your first home or condo is more important today than ever before. Following the sub-prime mortgage meltdown, lenders are more cautious with mortgage applications and borrowers have [...]
June 30th, 2008. . Read More »
Banks love to advertise CDs (certificates of deposit). But when you’re in your twenties and early thirties, CDs don’t make a lot of sense.
May 27th, 2008. . Read More »
If you’re a bank teller, we apologize. We think everybody should ditch their branch bank for E*Trade. Here’s why.
May 27th, 2008. . Read More »
Have you ever diligently set aside money in a savings account for a few months only to take it out when an unexpected expense came up? I’ve done it more than I care to admit. [...]
March 27th, 2008. . Read More »
After criticism from customers and personal finance bloggers, social saving startup SmartyPig has dropped the $5 fee for users to contribute to other users’ savings goals.
March 26th, 2008. . Read More »
Astute readers may notice that I often plug my high yield savings accounts review. (See?)
Yes, I earn affiliate commissions from that page, but even if not, I would still plug it. I love helping readers [...]
March 13th, 2008. . Read More »
Are you broke? Have you been broke in the last year? If so, here’s a simple tip anybody can do to start building financial security. Do this and, at the very least, you won’t be [...]
March 10th, 2008. . Read More »
Americans are not saving money. Our national personal savings rate has been less than 1% since 2005, when our savings rate was actually negative; its lowest point since the Great Depression. If we are not [...]
February 26th, 2008. . Read More »