When it comes to high yield savings accounts, interest isn’t everything. On a $10,000 balance, the monthly difference in earnings between a 3.25% APY and 3.30% is $0.50. A more important question is: With this online savings account, how can I move … [Read more...]
At MoneyAisle, Banks Bid for Your Deposits
July 2, 2008 By
If you're just starting to stash away a few hundred dollars for a rainy day, you probably don't give your savings account's interest rate much thought. But if you need to save $1,000 or more in an FDIC insured account, you might feel like you deserve … [Read more...]
Down Payment Saving: Five Steps to Save For Your First Home
June 30, 2008 By
A down payment between 10 and 20% on your first home or condo is more important today than ever before. Following the sub-prime mortgage meltdown, lenders are more cautious with mortgage applications and borrowers have (hopefully) learned some … [Read more...]
Certificates of Deposit: Don’t Bother, Unless…
May 27, 2008 By
Banks love to advertise CDs (certificates of deposit). But when you’re in your twenties and early thirties, CDs don’t make a lot of sense. … [Read more...]
E*Trade Max-Rate Checking and Complete Savings Reviewed
May 27, 2008 By
If you’re a bank teller, we apologize. We think everybody should ditch their branch bank for E*Trade. Here’s why. … [Read more...]
Make Your Savings Account Untouchable
March 27, 2008 By
Have you ever diligently set aside money in a savings account for a few months only to take it out when an unexpected expense came up? I’ve done it more than I care to admit. I don’t have trouble making depositing money to savings, I have trouble … [Read more...]
After Criticism, SmartyPig Drops Contribution Fee
March 26, 2008 By
After criticism from customers and personal finance bloggers, social saving startup SmartyPig has dropped the $5 fee for users to contribute to other users' savings goals. … [Read more...]
Despite Lower Rate, Why I Love Saving With ING
March 13, 2008 By
Astute readers may notice that I often plug my high yield savings accounts review. (See?) Yes, I earn affiliate commissions from that page, but even if not, I would still plug it. I love helping readers start saving. An interesting observation I … [Read more...]
Is that a C-Note in Your Pocket?
March 10, 2008 By
Are you broke? Have you been broke in the last year? If so, here's a simple tip anybody can do to start building financial security. Do this and, at the very least, you won't be broke again. It can also psych you up to save more, spend less, and get … [Read more...]
Four Reasons We Spend More Than We Should
February 26, 2008 By
Americans are not saving money. Our national personal savings rate has been less than 1% since 2005, when our savings rate was actually negative; its lowest point since the Great Depression. If we are not saving, then we must be spending more than we … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 