Archive for: Saving & Banking

How to Save Money on a Limited Income

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Yes, it’s possible to save money on a limited income, you just need a saving strategy that works. Here’s how I learned to stash a few dollars away even when I was barely making ends meet.

How I Make Online Banking More Secure

Make online banking more secure with 2-step verification, unique usernames, and keeping private data out of emails.

Thieves, jealous exes, and the NSA all want to hack your email. What’s to stop them from trying your bank account?

Moven My Cash Around: My Experience Using the Moven App

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The Moven app is a new contender in the area of budgeting and spend tracking programs. Unlike many, Moven is not free, but offers some perks that others do not. Is it worth it? I’ve been using Moven for the past few weeks; here’s my take.

With Amex Bluebird, You Don’t Need a Checking Account Anymore

Amex Bluebird is a checking account alternative with surprisingly few fees.

Can you bank without a checking account? With its new product Bluebird, American Express is betting that not only that you can, but that you’ll save money doing so.

Toshl Review: A Beautifully Simple Manual Budgeting App

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A reader recently let me know about Toshl, a budgeting app available online and for iPhone and Android (thanks, Rachel!) In a sentence, Toshl is a manual budgeting and spend-tracking app with a beautiful design and intuitive user experience. As far as no-strings-attached budgeting and spend tracking, Toshl might be the best I’ve seen yet. […]

Military Money: Where to Start Your Military Savings

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Today’s guest post is brought to you by Doug Nordman, a military retiree who’s been financially independent for over a decade. He wishes he’d known this stuff over 30 years ago when he was just getting started, but he learned enough to overcome his mistakes– and you will too. Decades later, these words still send […]

Savings Bonds: When to Consider Them as an Alternative Investment

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Savings bonds: before writing for Money Under 30, all I knew about them was that I thought they were a terrible gift when I was little! I remember getting savings bonds as prizes in elementary school, looking at how long they would take to mature, and just thinking: “What the heck do I do with […]

How Dwolla Works to Free Online Users From Fees

Electronic payment network Dwolla eliminates fees charged by credit card networks.

In the last few months, I’ve had many a bone to pick with PayPal, which I consider eBay’s monetary equivalent of the Death Star from “Star Wars.” Whenever someone sends me money for an item I sell on eBay, PayPal sees good to take 2.9 percent on the total sale, plus 30 cents per transaction. […]

Variable Income: How to Manage Money When you Don’t Earn a Steady Paycheck

Budgeting for unsteady income: Put money you earn into a reserve account, then transfer money as you need it into a spending account.

We all like to wake up in the morning knowing there’s enough money for breakfast and this month’s electric bill — not to mention those whopping student loans. For meeting these everyday financial obligations, nothing beats a regular paycheck. But what if you don’t have one? Maybe you’re working odd jobs while searching for a […]

Fired! How to Get Your Finances in Order When you Lose Your Job

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Imagine the unimaginable: It’s Friday and you head to work in a good mood, primed for the weekend ahead. You settle at your desk, check your email, and see that your boss wants to see you in his office. You go in, he closes the door, and you notice the look on his face. “This […]