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Archive for: Saving & Banking

Toshl Review: A Beautifully Simple Manual Budgeting App

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A reader recently let me know about Toshl, a budgeting app available online and for iPhone and Android (thanks, Rachel!) In a sentence, Toshl is a manual budgeting and spend-tracking app with a beautiful design and intuitive user experience. As far as no-strings-attached budgeting and spend tracking, Toshl might be the best I’ve seen yet. […]

Four Sure-fire Tips for Mobile Banking Security

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I’m writing this dispatch from the Pacific Coast, where I’ve just seen a fabulous-yet-disturbing documentary at the Newport Beach Film Festival. It’s called “Terms and Conditions May Apply,” and director  Cullen Hoback’s movie takes a chilling look at how vulnerable we all are in this digital society. That is, “free” services such as Google, Facebook […]

Military Money: Where to Start Your Military Savings

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Today’s guest post is brought to you by Doug Nordman, a military retiree who’s been financially independent for over a decade. He wishes he’d known this stuff over 30 years ago when he was just getting started, but he learned enough to overcome his mistakes– and you will too. Decades later, these words still send […]

Savings Bonds: When to Consider Them as an Alternative Investment

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Savings bonds: before writing for Money Under 30, all I knew about them was that I thought they were a terrible gift when I was little! I remember getting savings bonds as prizes in elementary school, looking at how long they would take to mature, and just thinking: “What the heck do I do with […]

Should You Save Or Pay Off Student Loans?

Before you rush to pay off student loans, consider saving first.

Balancing all of your financial responsibilities right out of college is a daunting task. Should you start saving for retirement? Save for a house? Travel? Pay off your student loans? You have a lot of competing goals at this point in your life. What you need is a plan!

How Dwolla Works to Free Online Users From Fees

Electronic payment network Dwolla eliminates fees charged by credit card networks.

In the last few months, I’ve had many a bone to pick with PayPal, which I consider eBay’s monetary equivalent of the Death Star from “Star Wars.” Whenever someone sends me money for an item I sell on eBay, PayPal sees good to take 2.9 percent on the total sale, plus 30 cents per transaction. […]

Variable Income: How to Manage Money When you Don’t Earn a Steady Paycheck

Budgeting for unsteady income: Put money you earn into a reserve account, then transfer money as you need it into a spending account.

We all like to wake up in the morning knowing there’s enough money for breakfast and this month’s electric bill — not to mention those whopping student loans. For meeting these everyday financial obligations, nothing beats a regular paycheck. But what if you don’t have one? Maybe you’re working odd jobs while searching for a […]

Fired! How to Get Your Finances in Order When you Lose Your Job

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Imagine the unimaginable: It’s Friday and you head to work in a good mood, primed for the weekend ahead. You settle at your desk, check your email, and see that your boss wants to see you in his office. You go in, he closes the door, and you notice the look on his face. “This […]

Whole Foods On A Budget: 5 Tips For Getting The Freshest Foods For Less

Whole Foods is a foodie's paradise, but their fresh high-quality groceries aren't cheap: here are some tips to shop at Whole Foods on a budget.

Imagine somebody just handed you $100 to spend on anything you want. With the crisp C-note in your pocket, you put the key in the ignition and back out of the driveway. Where will you go? Target? The mall? Your favorite restaurant? For me, the answer is most likely the grocery store! I don’t like to […]

Banking on Tap (Literally): How Smartphone Apps for Mobile Banking Stack Up

Mobile banking is getting better with smarter smartphone apps from leading banks.

Lou Carlozo is new to Money Under 30. Based in Chicago, Lou is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a former managing editor at AOL’s WalletPop.com. This is his first post. Welcome, Lou. -Ed. *** Hours before writing this story, I accomplished a techie first in my banking life — one […]