MoneyUnder30.com

Saving Toolbox

Archive for: Saving & Banking

More Mint Alternatives: HelloWallet and PowerWallet

Although I’m just starting out in managing my own money, I’ve already figured out one aspect of my financial personality: I like my finances to be as simple as possible. I can’t stand having bank accounts at different banks, and I worry splitting u … [Read more...]

7 Tricky Pitfalls to Online Bill Pay

We love to love online bill pay. It makes automating your finances possible. It saves tons of time in our go-go-go world. But – like most shortcuts in life – online bill pay has some serious downsides. And I’m not just talking about our “frie … [Read more...]

American Express Serve Card: Prepaid with a Twist

Money is changing. I have no doubt that in five or  ten years, apps on our phones will surpass the credit cards in our wallets as the primary way we pay. The American Express Serve Prepaid Card takes us a step in that direction. Here, let's t … [Read more...]

The Bank Account Buffer (Building a No-Hassle Money Management System, No. 2)

By the end of this four-post series, you’ll have a map for a hassle-free financial system that puts your day-to-day money issues on autopilot, letting you worry about more important stuff like developing your career, earning more money, and enjoying l … [Read more...]

American Express Pass Card Review

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen to … [Read more...]

How To Save When You Were Born To Spend

Are you a Natural Born Spender or Natural Born Saver? Believe it or not, research suggests that---Spender or Saver---you may really be born that way. So if you want to change your financial habits---say cut back on impulsive purchases and save a … [Read more...]

How to Finally Make Your Budget Stick: Two Shortcuts That Work

Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a budget and t … [Read more...]

How Much Do You (Really) Need in an Emergency Fund?

One of my goals for this blog is to try to provide authoritative answers to some of the most commonly asked questions about money. One such question is: “How much do I need to save in an emergency fund?” Long ago, I answered that question wi … [Read more...]

Track Your Spending with Mint Trends

Not too long ago, I compared budgeting to dieting. Want to lose weight? Count the calories you eat. Want to save more money? Count the pennies you spend. Of course, just like counting calories, tracking your spending manually is---to put it … [Read more...]

How Can Banks Win Your Business?

Take a moment and think about your bank or credit union. What do you like most about it? What do you hate about it? Why did you choose it in the first place? Finally, what would another bank or credit union have to do to get you to … [Read more...]