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Archive for: Saving & Banking

Should You Save Or Pay Off Student Loans?

Before you rush to pay off student loans, consider saving first.

Balancing all of your financial responsibilities right out of college is a daunting task. Should you start saving for retirement? Save for a house? Travel? Pay off your student loans? You have a lot of competing goals at this point in your life. What you need is a plan!

How Dwolla Works to Free Online Users From Fees

Electronic payment network Dwolla eliminates fees charged by credit card networks.

In the last few months, I’ve had many a bone to pick with PayPal, which I consider eBay’s monetary equivalent of the Death Star from “Star Wars.” Whenever someone sends me money for an item I sell on eBay, PayPal sees good to take 2.9 percent on the total sale, plus 30 cents per transaction. […]

Variable Income: How to Manage Money When you Don’t Earn a Steady Paycheck

Budgeting for unsteady income: Put money you earn into a reserve account, then transfer money as you need it into a spending account.

We all like to wake up in the morning knowing there’s enough money for breakfast and this month’s electric bill — not to mention those whopping student loans. For meeting these everyday financial obligations, nothing beats a regular paycheck. But what if you don’t have one? Maybe you’re working odd jobs while searching for a […]

Fired! How to Get Your Finances in Order When you Lose Your Job

Bad day in office.Flickr.Omar_Gurnah

Imagine the unimaginable: It’s Friday and you head to work in a good mood, primed for the weekend ahead. You settle at your desk, check your email, and see that your boss wants to see you in his office. You go in, he closes the door, and you notice the look on his face. “This […]

Whole Foods On A Budget: 5 Tips For Getting The Freshest Foods For Less

Whole Foods is a foodie's paradise, but their fresh high-quality groceries aren't cheap: here are some tips to shop at Whole Foods on a budget.

Imagine somebody just handed you $100 to spend on anything you want. With the crisp C-note in your pocket, you put the key in the ignition and back out of the driveway. Where will you go? Target? The mall? Your favorite restaurant? For me, the answer is most likely the grocery store! I don’t like to […]

Banking on Tap (Literally): How Smartphone Apps for Mobile Banking Stack Up

Mobile banking is getting better with smarter smartphone apps from leading banks.

Lou Carlozo is new to Money Under 30. Based in Chicago, Lou is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a former managing editor at AOL’s WalletPop.com. This is his first post. Welcome, Lou. -Ed. *** Hours before writing this story, I accomplished a techie first in my banking life — one […]

Your Most Important Money Goal

Making saving easier by focusing first on how much you save, then worrying about where it goes.

For the great majority of us, there will always be more ways to spend money than money to spend. As a result, managing money well requires making good decisions. A lot of them. Do you take that vacation or save a bit more this year? Will you buy or rent? Should you go into debt […]

More Mint Alternatives: HelloWallet and PowerWallet

Hello Wallet

Although I’m just starting out in managing my own money, I’ve already figured out one aspect of my financial personality: I like my finances to be as simple as possible. I can’t stand having bank accounts at different banks, and I worry splitting up my funds will affect how I think about what money is […]

7 Tricky Pitfalls to Online Bill Pay

Flickr.Computerandmoney

Like most shortcuts in life, online bill pay has some serious downsides.

American Express Serve Card: Prepaid with a Twist

Serve is a new digital prepaid card from American Express.

Money is changing. I have no doubt that in five or  ten years, apps on our phones will surpass the credit cards in our wallets as the primary way we pay. The American Express Serve Prepaid Card takes us a step in that direction. Here, let’s take a look what makes Serve different. What is the […]