Archive for: Saving & Banking

More Mint Alternatives: HelloWallet and PowerWallet

Hello Wallet

Although I’m just starting out in managing my own money, I’ve already figured out one aspect of my financial personality: I like my finances to be as simple as possible. I can’t stand having bank accounts at different banks, and I worry splitting up my funds will affect how I think about what money is […]

7 Tricky Pitfalls To Online Bill Pay


Like most shortcuts in life, online bill pay has some serious downsides.

American Express Serve Card: Prepaid, With A Twist

Serve is a new digital prepaid card from American Express.

The American Express Serve Card is a unique prepaid card that offers a way to manage your spending as closely as you would with cash, except with a card. Here, let’s take a look what makes Serve different. What is the American Express Serve Prepaid Card? American Express describes the Serve Prepaid Card as “…a safe […]

American Express Pass Card Review

The Amex Pass Card is a reloadable debit card designed for parents to help teens manage money.

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen to have a checking account or credit card. Here’s how it works: The PASS […]

How To Save When You Were Born To Spend

Oversaving can be as much of a problem as overspending for some people

Some people are natural-born savers. Others, not so much. Were you born to spend? Saving money won’t come easily, but it’s not impossible. Here’s why.

How to Finally Make Your Budget Stick: Two Shortcuts That Work

You can create an Excel Pivot Table that will calculate how much you spent by category.

Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a budget and track your spending to the penny! Thou must create a budget […]

How Much Do You (Really) Need in an Emergency Fund?

36% of full-time employees in the U.S. have less than $1,000 saved and 46% have less than $5,000.

One of my goals for this blog is to try to provide authoritative answers to some of the most commonly asked questions about money. One such question is: “How much do I need to save in an emergency fund?” We have an emergency fund calculator that can give you a sense of how much to […]

The Best Places for Your Short-Term Savings


It’s time to give yourself a ten-second financial check-up: Are all of your hard-earned dollars earning interest? Savvy investors know that every dollar deposited at a bank, brokerage, or financial institution should be making money… and that includes your short-term savings, cash investment balances, even your checking account. If not, you should be looking for […]

Steven Slater Proves It: You Need an F-You Fund

I love the Steven Slater story. In case you’ve had your head in the sand for the past few days, here’s the quick version: Slater was a Jet Blue flight attendant who had a really crappy Monday at work. After an altercation with a defiant passenger, Steven Slater let fly an expletive-filled rant over the […]

Student Budgeting: Make Your Summer Job Pay All Year Long

I’m not going to lie: When you’re a student, budgeting is no easy task…especially if you need money you earn from a summer job to last all year long. Unless you have a regular source of income during the school year, you need to stick to a pretty strict spending plan to make this work. […]