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Archive for: Saving & Banking

American Express Pass Card Review

The Amex Pass Card is a reloadable debit card designed for parents to help teens manage money.

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen to have a checking account or credit card. Here’s how it works: The PASS […]

How To Save When You Were Born To Spend

Oversaving can be as much of a problem as overspending for some people

Some people are natural-born savers. Others, not so much. Were you born to spend? Saving money won’t come easily, but it’s not impossible. Here’s why.

How to Finally Make Your Budget Stick: Two Shortcuts That Work

You can create an Excel Pivot Table that will calculate how much you spent by category.

Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a budget and track your spending to the penny! Thou must create a budget […]

How Much Do You (Really) Need in an Emergency Fund?

36% of full-time employees in the U.S. have less than $1,000 saved and 46% have less than $5,000.

One of my goals for this blog is to try to provide authoritative answers to some of the most commonly asked questions about money. One such question is: “How much do I need to save in an emergency fund?” We have an emergency fund calculator that can give you a sense of how much to […]

The Best Places for Your Short-Term Savings

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It’s time to give yourself a ten-second financial check-up: Are all of your hard-earned dollars earning interest? Savvy investors know that every dollar deposited at a bank, brokerage, or financial institution should be making money… and that includes your short-term savings, cash investment balances, even your checking account. If not, you should be looking for […]

Steven Slater Proves It: You Need an F-You Fund

I love the Steven Slater story. In case you’ve had your head in the sand for the past few days, here’s the quick version: Slater was a Jet Blue flight attendant who had a really crappy Monday at work. After an altercation with a defiant passenger, Steven Slater let fly an expletive-filled rant over the […]

BankSimple is Coming, and I’m Excited

BankSimple is Coming, and I'm Excited

BankSimple is a new bank that is coming on the scene with the idea to make banking simple, hence the name. You will receive one card for your checking, savings, rewards, and line of credit. One card. That’s pretty simple!

Student Budgeting: Make Your Summer Job Pay All Year Long

I’m not going to lie: When you’re a student, budgeting is no easy task…especially if you need money you earn from a summer job to last all year long. Unless you have a regular source of income during the school year, you need to stick to a pretty strict spending plan to make this work. […]

How to Open an International Bank Account

My first job outside the United States was in London. I worked for a travel company in Maine with international locations, so when an opportunity came up for me to hop the pond, I grabbed it. After making the move, the most important detail I had to deal with wasn’t where to live or how […]

Three Little Ways to Boost Your Emergency Fund

Three Little Ways to Boost Your Emergency Fund 2

If the thought of saving up three to six months of expenses is overwhelming then start smaller. Here are a few simple things you can do today to help you get started on that emergency fund.