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Archive for: Saving & Banking

Your Most Important Money Goal

Making saving easier by focusing first on how much you save, then worrying about where it goes.

For the great majority of us, there will always be more ways to spend money than money to spend. As a result, managing money well requires making good decisions. A lot of them. Do you take that vacation or save a bit more this year? Will you buy or rent? Should you go into debt […]

More Mint Alternatives: HelloWallet and PowerWallet

Hello Wallet

Although I’m just starting out in managing my own money, I’ve already figured out one aspect of my financial personality: I like my finances to be as simple as possible. I can’t stand having bank accounts at different banks, and I worry splitting up my funds will affect how I think about what money is […]

7 Tricky Pitfalls to Online Bill Pay

Flickr.Computerandmoney

Like most shortcuts in life, online bill pay has some serious downsides.

American Express Serve Card: Prepaid with a Twist

Serve is a new digital prepaid card from American Express.

Money is changing. I have no doubt that in five or  ten years, apps on our phones will surpass the credit cards in our wallets as the primary way we pay. The American Express Serve Prepaid Card takes us a step in that direction. Here, let’s take a look what makes Serve different. What is the […]

American Express Pass Card Review

The Amex Pass Card is a reloadable debit card designed for parents to help teens manage money.

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen to have a checking account or credit card. Here’s how it works: The PASS […]

How To Save When You Were Born To Spend

Oversaving can be as much of a problem as overspending for some people

Some people are natural-born savers. Others, not so much. Were you born to spend? Saving money won’t come easily, but it’s not impossible. Here’s why.

How to Finally Make Your Budget Stick: Two Shortcuts That Work

You can create an Excel Pivot Table that will calculate how much you spent by category.

Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a budget and track your spending to the penny! Thou must create a budget […]

How Much Do You (Really) Need in an Emergency Fund?

36% of full-time employees in the U.S. have less than $1,000 saved and 46% have less than $5,000.

One of my goals for this blog is to try to provide authoritative answers to some of the most commonly asked questions about money. One such question is: “How much do I need to save in an emergency fund?” We have an emergency fund calculator that can give you a sense of how much to […]

The Best Places for Your Short-Term Savings

piggybanksmall

It’s time to give yourself a ten-second financial check-up: Are all of your hard-earned dollars earning interest? Savvy investors know that every dollar deposited at a bank, brokerage, or financial institution should be making money… and that includes your short-term savings, cash investment balances, even your checking account. If not, you should be looking for […]

Steven Slater Proves It: You Need an F-You Fund

I love the Steven Slater story. In case you’ve had your head in the sand for the past few days, here’s the quick version: Slater was a Jet Blue flight attendant who had a really crappy Monday at work. After an altercation with a defiant passenger, Steven Slater let fly an expletive-filled rant over the […]