31 Days of Saving

Whether you want to start saving, add to existing reserves, or beef up an already brawny bank account, here are 31 savings tips to give you a month of tightwad tactics. … [Read more...]

Six Good Uses for a Prosper Loan

I can hear you all yelling at me now. “Don’t go into debt!” “Don’t go into debt”. But what if you have a good reason to get a loan? … [Read more...]

Using Multiple Bank Accounts to Control Your Spending

I am always interested in how others manage their personal cash flow, so I've decided to share how I do it. Ultimately, which accounts your money flows through matters less than where it flows to, but recently I've found utilizing multiple bank … [Read more...]

ING Raises Electric Orange Checking Rate

ING is now offering 4.0% annual interest (or more) on your checking account, up from from 3.0% when the product was first released. Sounds like free money to me! … [Read more...]

When is it Time to Move from Saving to Investing?

Retirement plans aside, not everybody is fortunate enough to begin investing in their twenties. Paying back credit card debt, establishing an emergency fund, and saving for home ownership all take priority over building a stock portfolio. But if … [Read more...]

High Yield Checking: The Future of Checking Accounts

Late in 2006, ING announced to its ING Direct Savings customers the Electronic Orange checking account. It takes free checking a step further and actually pays at least 3% interest on your balance, however small. Could high yield checking … [Read more...]

7 Great Uses for Multiple Savings Accounts

Even if you’re already saving your money in multiple accounts, for example in a 401(k), IRA, and personal savings account, adding on additional accounts can be an easy way to reach your savings goals faster without even thinking about it. With … [Read more...]

Online Savings Accounts 101

Looking for a high yield savings account with no minimum balance requirement and the ability to withdraw anytime? It’s something you typically can’t find at your local bank or credit union, where rates for simple savings account rarely eclipse 2% … [Read more...]