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How much should I tip?

How much you should tip depends on the service you’re receiving. In general, 10% to 20% will have you covered in most circumstances, although if you’ve received excellent service or it’s the holiday season, it’s a good idea to give a bit more.

How to avoid foreign transaction fees wherever you go

Foreign transaction fees are fees charged by banks and credit card issuers for international purchases. They’re usually equal to about 3% of each purchase. Foreign transaction fees can be avoided by using no-fee credit cards and debit cards, paying with local currency, and staying away from international ATMs.