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How to Watch Your Wallet With High-Rolling Friends

I received an e-mail from a 28-year old budget-conscious reader with a common conundrum. She’s watching her wallet. Her friends? Not so much. How do you deal with friends that perennially spend, splurge, and squander? Unfortunately, “keeping up wi … [Read more...]

Identity Theft: What You Need to Know to Protect Yourself

All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of "Identity Theft Protection Awareness Week" which is coming up. It's a revision of a post I did a while back originally titled " … [Read more...]

Beware Phishing Attempts and How to Avoid Them

If you have an e-mail account, you’ve probably gotten an e-mail that looks like it is from a financial institution that reads something like this: In a routine update of our customer records, we couldn’t confirm your information. Please click here … [Read more...]

How Building Wealth Can Help Reduce Climate Change

This is the second year in a row Money Under 30 is participating in Blog Action Day. This year’s theme is climate change. When it comes down to it, a big component of building wealth is learning to stop being wasteful. We need to stop wasting m … [Read more...]

Beware Credit Card Skimmers and How to Spot Them

Talk about serendipitous. I've been planning today's post on credit card and ATM "skimmers" (jerry-rigged little devices criminals use to steal your card numbers), and yesterday my brother tells me he spotted one of these suckers at a rest area on … [Read more...]

The Anatomy of a Bad Decision

This morning I was in bed listening to chilly October rain pound my roof. Naturally, I wanted to stay in bed for another few minutes. And that’s when I realized it. Snoozing for five or ten minutes is usually a bad idea. Like, a terrible idea. … [Read more...]

Mindfulness and Money

In this post, I’m going to ask you to slow down, look inward, and do some reflection. Most often, I write about straightforward topics like debt repayment, credit scoring, and budgeting. Don’t get me wrong---it’s important stuff. But on a deeper le … [Read more...]

10 Easy Ways To Simplify Your Finances

I’ve been on a simplicity kick for a while. To give you an example: My wallet now consists of my ID and three other cards wrapped up in a rubber band. My key chain holds my house key and my car key---that’s it. I’m just tired of wasting time with extr … [Read more...]

AT&T Wireless Rebate Visa Gift Cards Are A Raw Deal

AT&T Wireless Visa debit gift cards that come as rebates for iPhone, Blackberry, or other mobile phone purchases are a raw deal! AT&T advertises prices for popular mobile phones that include $50 or $100 off in the form of a Visa gift card that the … [Read more...]

Weekly Links: Simplifying Your Finances

As a part-time blogger I found it impossible to stick to any type of posting-schedule. Now, I have no excuse! That means Friday roundups of my favorite personal finance articles from around the Web are back...with a twist. Each week's links will … [Read more...]