Before dashing off the weekend, I want to remind everybody of two important upcoming deadlines. Don't forget, April 15th is tax day, and it's next Thursday! Still plenty of time to use TurboTax to finish your returns. Also, for anybody interested … [Read more...]
The Principle That Can Make You Rich or Keep You Broke
March 26, 2010 by
Imagine you’re in the final stretch of a grueling race, vying for first with a small pack of determined opponents. As adrenaline and your desire to win pushes you forward, one by one, you pass your competitors. Finally, with the finish line in … [Read more...]
Understanding Overdraft Protection and Fees
March 12, 2010 by
At one point or another, it’s happened to nearly all of us: For one reason or another, we spent more than our available checking account balance. And most likely, we wound up paying an overdraft fee for the privilege. In years prior to the day I … [Read more...]
How to Organize Your Finances in Three Simple Steps
March 3, 2010 by
Pop quiz: Do you know how much cash you have in all of your bank accounts, right now? How long would you take to determine how much you spent on groceries and how much you contributed to your IRA last year? Stumped? You might stand to learn how … [Read more...]
Seven Precepts to Prosper By
January 25, 2010 by
So, you want some answers. On priorities: I’m 25. What should my financial priority be? On saving: How much should I be saving if I earn $45k? On spending: Can I afford that vacation next summer? In three years I’ve written roughly a … [Read more...]
A Turning Point for Gen. Y Financial Literacy?
January 6, 2010 by
Four years ago, nearly dozing off in class, I thought to myself: “What if I borrow a million dollars, hide it somewhere then declare bankruptcy?” The idea seemed as diabolically ingenious as a well-planned bank heist. And I actually considered … [Read more...]
How to Make Your Financial Resolutions Stick
January 5, 2010 by
Along with getting in shape, improving one’s personal finances is another popular New Year’s resolution. Every year, millions of Americans vow to get out of debt, save more money, or contribute more to their retirement accounts. Did you make … [Read more...]
Best of Money Under 30 (2009)
December 31, 2009 by
What better way to celebrate the last day of 2009 than a retrospective? Hence, I give you 15 of the year's best Money Under 30 articles, subjectively selected for uniqueness; popularity among readers, commenters and re-tweeters; and, of course, my … [Read more...]
GDP as Economic Indicator: Why Q3 Growth Doesn’t Spell Recovery
December 30, 2009 by
Gross domestic product (GDP) figures provide a convenient snapshot of a nation’s economic health. Unfortunately, we too often draw conclusions based upon GDP numbers alone, overlooking underlying factors. Although a positive GDP report bolsters … [Read more...]
Why Recessions Are Good For Our Economy
December 21, 2009 by
I know what you’re thinking: How can high unemployment rates, declining stock markets, and having less cash in your wallet be good things? We like to think that in a perfect world, we would never have to endure the hardships associated with … [Read more...]
