American Express® Premier Rewards Gold Card

This is actually the charge card I carry and use for just about everything. Charge cards, unlike credit cards, are due-in-full every month, so you never pay interest and never go into debt.

Unlike a debit card, however, a charge card provides you with the same fraud and purchase protections as a credit card, and you earn valuable rewards that quickly offset the charge card’s annual fee. Some of the benefits you enjoy with the American Express® Premier Rewards Gold Card include:

• Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership
• Build up Membership Rewards® points fast – earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
• No annual fee for your first year of Card membership; $175 thereafter
• Use Pay with Points at American Express Travel and fly any airline, anytime, anywhere, with no blackout dates or seat restrictions

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