Apply for Recommended Credit Cards

I pay careful attention to credit cards because, for better or worse, I learned more than I ever wanted to know about the credit card industry after I foolishly went hog-wild with my own plastic in my early twenties. A few years older and a lot wiser, I have a thing or two to say about using credit cards responsibly. I can also spot a good credit card from a bad one.

Here are just a handful of credit cards that I am happy to recommend. None have annual fees. These are the best of the best. All of these cards require good to excellent credit. Since applying for a new credit card can put a temporary dent in your credit score, it’s best to check your credit before applying.

That said, here are the cards:

Discover More Card (Recommended, All Around Card)

  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site.
  • Apply Now »
Blue Cash® from American ExpressAmex Blue Cash (Recommended, Cash Rewards)

  • Earn Up to 5% Cash Back on Everyday Purchases – Even Gas!
  • No Annual Fee
  • 0% APR for Up to 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Apply Now »
Chase Freedom(SM) Card (Runner Up, Cash Rewards)

  • $50 Cash Back after your first purchase
  • 3% bonus cash back offers in categories like gas, home improvement and department stores
  • Full 1% Cash Back on every purchase – no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • Apply Now »
Slate(SM) from Chase (Recommended, Paying Over Time)

Citi Forward Visa (Recommended, New to Credit)

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
  • Earn up to 11,000 bonus points within 3 months of account opening
  • Earn rewards for everyday purchases
  • 0% APR for 6 months
  • Apply Now »
Discover Student Card (Recommended, College Students)

  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • Apply Now »

Want To See Even More Credit Cards?

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