American Express Premier Rewards Gold Card
This is actually the charge card I carry and use for just about everything. Charge cards, unlike credit cards, are due-in-full every month, so you never pay interest and never go into debt.
Unlike a debit card, however, a charge card provides you with the same fraud and purchase protections as a credit card, and you earn valuable rewards that quickly offset the charge card’s annual fee.
- Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
- No annual fee for your first year, a savings of $175
