Bank of America® Credit Cards

BankAmericard® Visa® Card

Great For: A 0% intro APR on purchases and qualifying balance transfers for 15 billing cycles.

Credit Needed: Excellent

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR
  • No annual fee
  • Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases

See Terms and Conditions accompanying application for additional offer details.

Intro APR, Purchases Intro APR, Balance Transfers Regular APR Annual Fee
0% for 15 billing cycles 0% for 15 billing cycles for balance transfers made in the first 60 days 10.99% - 20.99% Variable* on purchases & balance transfers None

BankAmericard® Better Balance Rewards™ Credit Card

Great For: Rewards for paying down your balance.

Credit Needed: Excellent
  • No annual fee.
  • Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That’s up to $100 in cash rewards per year with the card.
  • Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account.
  • Low Introductory APR offer
  • Get 24/7 access online or over the phone to manage your account.
  • Get an extra $5 bonus for a total of $30 per quarter when you have at least one other qualifying account with us. That’s up to $120 in cash rewards per year
See Terms and Conditions accompanying application for additional offer details.
Intro APR, Purchases Intro APR, Balance Transfers Regular APR Annual Fee
0% for 12 billing cycles 0% for 12 billing cycles for purchases and balance transfers made in the first 60 days 11.99% - 21.99% Variable* on purchases & balance transfers None

BankAmericard Travel Rewards® Credit Card

Great For: Earning flexible travel rewards faster with 1.5 points per dollar spent on purchases.

Credit Needed: Excellent

  • Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases
  • Earn flexible travel points good for everything from flights to baggage fees
  • Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
  • No limit to the total number of points you can earn and points don't expire
  • No annual fee
  • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
  • No foreign transaction fees
  • Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.

See Terms and Conditions accompanying application for additional offer details.

Intro APR, Purchases Intro APR, Balance Transfers Regular APR Annual Fee
0% for 12 billing cycles None 14.99% - 22.99% Variable APR on purchases None

BankAmericard Cash RewardsTM Credit Card

Great For: Generous cash back on the things you buy most.

Credit Needed: Excellent

  • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR
  • No annual fee
  • No rotating categories and your rewards do not expire
See Terms and Conditions accompanying application for additional offer details.
Intro APR, Purchases Intro APR, Balance Transfers Regular APR Annual Fee
0% for 12 billing cycles 0% for 12 billing cycles for balance transfers made in the first 60 days 12.99% - 22.99% Variable* on purchases & balance transfers None