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Barclaycard Credit Cards

Barclay’s is one of the largest banks in the world; it’s Barclaycard division issues over 300 different credit cards in the U.S. alone. Review and compare our picks of the best Barclaycard credit cards for your credit score here. When available, see the average and lowest credit scores approved for each credit card (a “0″ means we don’t yet have enough credit score approval data for that card.)

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Earn 40,000 bonus miles after spending $500 in purchases in the first 90 days
  • Earn up to 10,000 bonus miles on balance transfers (1 mile per $1 transferred) in the first 90 days
  • Earn DOUBLE miles on purchases at FlyFrontier.com and 1 mile per $1 on all other purchases
  • No blackout dates! Book any roundtrip award flight on Frontier starting at 20,000 miles (subject to fees/taxes from $5)
  • Cardmember Exclusive! Redeem roundtrip companion award tickets for 5,000 less miles (from 15,000 miles plus taxes/fees from $5)
  • 0% Introductory APR on purchases and balance transfers for the first 12 months after account opening. After that, a variable APR, currently 15.99% or 24.99% based on your creditworthiness
  • $69 Annual Fee
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 15.99% or 24.99%* Variable $69

The US Airways Premier World MasterCard®

Great For: Airline rewards and travel perks

Credit Needed: Excellent

Average Approved Score: 753*

Lowest Approved Score: 680*

  • Earn up to 40,000 bonus miles on qualifying transactions
  • Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Zone 2 boarding on every flight
  • Earn 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 spent everywhere else
  • Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 15.99% or 24.99%* Variable $89

The Premier Miles & More World MasterCard®

Great For: Travel rewards and low introductory rates

Credit Needed: Excellent

Average Approved Score: 726*

Lowest Approved Score: 670*

  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners
  • Earn 1 mile per $1 on all other purchases
  • Annual Companion Ticket after first purchase, then annually thereafter
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
  • $79 Annual Fee, waived for SEN and HON Circle Members
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 15.99% or 24.99%* Variable $79

Barclaycard® Ring MasterCard®

Great For: Low interest rates with no balance transfer fees

Credit Needed: Excellent

Average Approved Score: 734*

Lowest Approved Score: 675*

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 8.00%* Variable $0

Barclaycard Arrival™ World MasterCard® - Earn 2x on All Purchases

Great For: Earning travel rewards with no mileage caps

Credit Needed: Excellent

Average Approved Score: 737*

Lowest Approved Score: 691*

  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% introductory APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
  • Complimentary online FICO® Score access for Arrival cardmembers
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 14.99% or 18.99%* Variable $89 - waived first year

Barclaycard® Rewards MasterCard® - Average Credit

Great For: Rewards for spending on gas and groceries

Credit Needed: Fair

Average Approved Score: 658*

Lowest Approved Score: 595*

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 24.99%* Variable $0

NFL Extra Points Credit Card

Great For: Earning rewards on NFL purchases

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • All 32 teams or the NFL Shield card plastic are available
  • No annual fee
  • Earn 10,000 bonus points after $500 in purchases, redeemable for $100 cash back statement credit
  • Earn 2 points per $1 spent on NFL or team purchases in-stadium and at the Pro Shop and 1 point per $1 on all other purchases
  • No limit to the points you can earn
  • Redeem points for VIP NFL experiences, game tickets or cash back statement credits on travel or any other purchase of $25 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 14.99% or 22.99%* Variable $0

Priceline Rewards™ Visa® Credit Card

Great For: Low introductory rates and unlimited rewards

Credit Needed: Excellent

Average Approved Score: 732*

Lowest Approved Score: 655*

  • No Annual Fee
  • Earn 5,000 bonus points after your first purchase
  • Earn 5X points on Priceline.com purchases
  • Earn 1 point on everything else. And there’s no limit to the number of points you can earn!
  • Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
  • Your points can act like cash - Redeem points for statement credits against purchases made on your account
  • Please see terms and conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 14.99% or 21.99%* Variable $0

Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases

Great For: Earning double miles on travel and dining

Credit Needed: Excellent

Average Approved Score: 730*

Lowest Approved Score: 678*

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% introductory APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases
  • Earn 1X miles on all other purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer – a $49 value
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 14.99% or 18.99%* Variable $0

The L.L. Bean Visa Card

Great For: Earning rewards on all L.L.Bean purchases with no annual fee.

Credit Needed: Good

Average Approved Score: 663*

Lowest Approved Score: 621*

  • No Annual Fee
  • Earn 3% rewards on L.L.Bean purchases
  • Earn 1% rewards on all other purchases
  • Receive $10 L.L.Bean Coupons as you earn them
  • Enjoy free returns and free monogramming at L.L.Bean
  • Please see terms and conditions for complete detail
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 13.99% – 19.99%* Variable $0

Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers

Great For: Low interest rates with no balance transfer fees

Credit Needed: Excellent

Average Approved Score: 730*

Lowest Approved Score: 681*

  • Get a 1% Statement Credit back on the amount of balance transfers made in the first 60 days of account opening
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 8.00%* Variable $0

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • You can earn 10% or more cash back on eligible online purchases through Upromise
  • Start with a $50 cash back bonus after first use
  • Earn 4% back at thousands of participating Upromise dining restaurants
  • Earn 3% cash back on eligible gas purchases at Exxon or Mobil locations
  • Earn 2% cash back at eligible movie theaters
  • Earn 1% cash back everywhere else
  • No annual fee
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 12.99% or 20.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • 0% APR on purchases and balance transfers for the first 12 months after account opening (after that a variable APR currently 13.99% - 20.99% depending on your creditworthiness)
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn DOUBLE points on any CarnivalTM purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on CarnivalTM or other eligible World’s Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 12 Months 0% 12 Months 13.99% - 20.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Earn 5,000 bonus points after your first purchase
  • Earn an additional 5,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening
  • Earn 3 points per $1 spent on eligible Travelocity purchases
  • Earn 1 point per $1 spent on all other purchases
  • Points can be redeemed for statement credits towards Travelocity purchases for Flights, eligible Hotels and Vacation Packages, with no blackout dates
  • No Annual Fee
  • Please see Terms and Conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 14.99% - 24.99%* Variable $0

Credit Needed: Good

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Earn a $25 Gift Card after your fist purchase
  • Get a 5% Back at Barnes & Noble
  • Earn 1 point per $1 spent on everything else
  • Every time you reach 2,500 points, you'll automatically receive a $25 B&N Gift Card
  • No Annual Fee
  • Plus see terms and conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 13.99% - 24.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Earn 12,000 bonus points after your first purchase
  • Earn 3 points per $1 spent on hotel stays at 14 popular brands
  • Earn 2 points per $1 spent everywhere else
  • No Annual Fee
  • Participating hotels in the Wyndham Rewards Visa Card Program include Wyndham Hotels and Resorts, Wyndham Grand Hotels and Resorts, and Wyndham Garden Hotels
  • Program also includes TRYP, Wingate, Hawthorn, Microtel, Dream, Ramada Worldwide, Night Hotels, Baymont Inn and Suites, Days Inn, Super 8, Howard Johnson, Travelodge, and Knights Inn
  • Please see Terms and Conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 15.24% or 19.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Earn 8,000 bonus points after your first purchase
  • Earn 24,000 bonus points after your first paid stay at a Choice Privileges® location
  • Earn 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations
  • Earn 2 points per eligible $1 spent on everyday purchases
  • No Annual Fee
  • Please see Terms and Conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 15.24% or 19.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days*
  • Enjoy a complimentary 1st checked bag for the primary cardmember when you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • Receive a one-time 50% off a companion discount on roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • Earn 2X miles on direct purchases from Hawaiian Airlines and 1X miles on all other purchases
  • No foreign transaction fees on purchases
  • Get $100 off a companion ticket for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines at each account anniversary
  • Earn 5,000 annual bonus miles after $10,000 in annual spend
  • Choose from three uniquely Hawaiian card designs
  • See Terms and Conditions for details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 15.99% or 24.99%* Variable $89

*Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.