Great For: Rewards for spending on gas and groceries
Credit Needed: Fair
Average Approved Score: 646*
Lowest Approved Score: 581*
- No annual fee
- 2X cash back rewards on purchases for gas, groceries and utilities
- 1X cash back rewards on all other purchases
- Cash back rewards are earned as points which can be redeemed for rewards such as cash back statement credits and gift cards starting at 1,000 points for $10
- Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
- Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
- Complimentary FICO® Scores as a benefit to active cardmembers.
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*Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.