Capital One Credit Cards

Review and compare the best Capital One credit cards for your credit score. See the average and lowest credit scores approved for each credit card (a “0″ means we don’t yet have enough credit score approval data for that card.)

Credit Needed: Fair

Average Approved Score: 604

Lowest Approved Score: 538

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  • Click "TAKE OFFER" to find card offers
  • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more
  • Find the right card without affecting your credit score
  • Get your results in less than a minute
  • 24/7 account access
  • $0 Fraud Liability if your card is lost or stolen
  • Personalize your card with an image of your choice
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
See Terms See Terms See Terms See Terms Various Rates See Terms

Capital One® Cash Rewards

Great For: Cash back rewards and low intro rates.

Credit Needed: Fair

Average Approved Score: 618

Lowest Approved Score: 560

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  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2014
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until March 2014 N/A N/A 19.8%* Variable $39

Capital One® Venture℠ Rewards Credit Card

Great For: Rewards redeemable for any travel expense.

Credit Needed: Excellent

Average Approved Score: 732

Lowest Approved Score: 660

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  • 2 miles per dollar on every purchase, every day
  • As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
  • Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 13.9% – 20.9%* Variable $0 intro for first year; $59 after that

Capital One® Platinum Prestige Credit Card

Great For: Balance transfers and low introductory rates.

Credit Needed: Excellent

Average Approved Score: 691

Lowest Approved Score: 630

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  • 0% intro APR until September 2014 on balance transfers
  • 0% intro APR until September 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until September 2014 0% until September 2014 10.9% – 18.9%* Variable $0

Capital One® VentureOneSM Rewards Credit Card

Great For: Travel rewards with no foreign transaction fees.

Credit Needed: Excellent

Average Approved Score: 729

Lowest Approved Score: 653

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  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem miles for airline tickets, hotel rooms, car rentals, and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • 0% intro APR on purchases until June 2014
  • No foreign transaction fees
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until June 2014 N/A N/A 11.9% – 19.9%* Variable $0

Capital One® Cash Rewards - $100 Cash Back Bonus

Great For: Cash back with customized ways to redeem your rewards.

Credit Needed: Excellent

Average Approved Score: 711

Lowest Approved Score: 640

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  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR until June 2014 on purchases
  • 0% intro APR until June 2014 on balance transfers
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until June 2014 0% intro until June 2014 12.9% – 20.9%* Variable $0

LSU Tigers™ Platinum Mastercard® from Capital One®

Great For: Low intro rates and choice of 2 unique collegiate card designs.

Credit Needed: Good

Average Approved Score: 0

Lowest Approved Score: 0

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  • 2 points per $1 on purchases at gas stations and major grocery stores
  • 1 point per $1 spent on all other purchases
  • No limit on the points you can earn and points don't expire
  • Redeem for travel, gift cards, and merchandise
  • Choose from 2 unique LSU® card designs or create your own image card
  • 0% intro APR on purchases until June 2014
  • No annual fee
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until June 2014 N/A N/A 13.9% – 19.9%* Variable $0

Sony Card from Capital One®

Great For: Earning rewards on Sony purchases at authorized retailers.

Credit Needed: Good

Average Approved Score: 680

Lowest Approved Score: 581

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  • 5 points per $1 on Sony purchases at authorized retailers
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music, and more
  • 0% intro APR on purchases until April 2014
  • No annual fee
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until April 2014 N/A N/A 13.9% – 24.9%* Variable $0

Capital One® Classic Platinum Credit Card

Great For: Low introductory rates and customizable card design.

Credit Needed: Fair

Average Approved Score: 613

Lowest Approved Score: 554

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  • 0% intro APR on purchases until March 2014
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until March 2014 N/A N/A 19.8%* Variable $39

Journey℠ Student Rewards from Capital One®

Great For: Helping students build good credit history.

Credit Needed: Fair

Average Approved Score: 624

Lowest Approved Score: 558

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  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 19.8%* Variable $0

Capital One® Spark℠ Miles Select for Business

Great For: Low intro rates and travel rewards for your business expenses.

Credit Needed: Excellent

Average Approved Score: 0

Lowest Approved Score: 0

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  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR on all purchases until December 2013
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until December 2013 N/A N/A 12.9% – 20.9%*Variable $0

Capital One® Spark℠ Cash Select for Business

Great For: Cash back rewards for your business expenses.

Credit Needed: Excellent

Average Approved Score: 0

Lowest Approved Score: 0

Apply Now →

  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on all purchases until December 2013
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
0% until December 2013 N/A N/A 12.9% – 20.9%*Variable $0

Capital One® Platinum Credit Card

Great For: Balance transfers and a low annual fee.

Credit Needed: Fair

Average Approved Score: 603

Lowest Approved Score: 551

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  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with text message alerts
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 24.9%* Variable $0 intro for first year; $19 after that

Capital One® Secured MasterCard®

Great For: No processing fees or application fees.

Credit Needed: Limited

Average Approved Score: 574

Lowest Approved Score: 514

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  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Monitor credit with access to a credit score and other tools
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 22.9%* Variable $29

Capital One® Spark℠ Classic for Business

Great For: Building business credit with cash back rewards.

Credit Needed: Fair

Average Approved Score: 624

Lowest Approved Score: 578

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  • Enjoy no annual fee
  • Build business credit with responsible use with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 22.9%* Variable $0

Capital One® Cash Rewards for Newcomers

Great For: Establishing credit while earning cash back rewards.

Credit Needed: Fair

Average Approved Score: 625

Lowest Approved Score: 590

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  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with responsible use--plus automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 24.9%* Variable $0

Capital One® Spark℠ Cash for Business

Great For: Cash back rewards for your business expenses.

Credit Needed: Excellent

Average Approved Score: 0

Lowest Approved Score: 0

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  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 13.9% – 20.9%* Variable $0 intro for first year; $59 after that

Capital One® Spark℠ Miles for Business

Great For: Earning travel rewards for your business expenses.

Credit Needed: Excellent

Average Approved Score: 0

Lowest Approved Score: 0

Apply Now →

  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles - just spend $1,000 on purchases within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR
Purchases		 Intro Term
Purchases		 Intro APR
Balance Transfers		 Intro Term
Balance Transfers		 Regular APR Annual Fee
N/A N/A N/A N/A 13.9%-20.9%* Variable $0 intro for first year; $59 after that