Capital One® Platinum Credit Card
Great For: Balance transfers and a low annual fee.
Credit Needed: Fair
Average Approved Score: 608
Lowest Approved Score: 547
- $0 intro annual fee for the first year; $19 after that
- Image Card - personalize your card with an image of your choice
- $0 Fraud Liability if your card is lost or stolen
- Monitor your spending with text message alerts
| Intro APR | Balance Transfer APR | Regular APR | Annual Fee |
| N/A | N/A | 24.9%* Variable | $0 intro for first year; $19 after that |
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