Great For: Balance transfers and a low annual fee.
Credit Needed: Fair
Average Approved Score: 607*
Lowest Approved Score: 554*
- Start with no annual fee for the first year; $19 after that
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account - even from your smartphone with our mobile app
- Pick the monthly payment due date that works best for you
- Pay however you want–by check, online, or at a local branch, all with no fee
- Get access to your account 24 hours a day, 7 days a week
- Receive extended warranty protection at no charge on eligible items purchased with your credit card
|Intro APRPurchases||Intro TermPurchases||Intro APRBalance Transfers||Intro TermBalance Transfers||Regular APR||Annual Fee|
|N/A||N/A||N/A||N/A||24.9%* Variable||$0 intro for first year; $19 after that|
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*Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.