Review and compare the best Discover credit cards for your credit score. See the average and lowest credit scores approved for each credit card (a “0″ means we don’t yet have enough credit score approval data for that card.)
Discover it® for Students
Great For: Helping students build good credit history.
Credit Needed: Fair
Average Approved Score: 674
Lowest Approved Score: 633
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99% *Click apply for Terms & Conditions.
| Intro APRPurchases | Intro TermPurchases | Intro APRBalance Transfers | Intro TermBalance Transfers | Regular APR | Annual Fee |
| 0% | 6 Months | See Terms | See Terms | 12.99% – 18.99%* Variable | $0 |
Discover it®
Great For: Cash back rewards in revolving categories like dining, travel or gas.
Credit Needed: Excellent
Average Approved Score: 707
Lowest Approved Score: 673
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Intro APRPurchases | Intro TermPurchases | Intro APRBalance Transfers | Intro TermBalance Transfers | Regular APR | Annual Fee |
| 0% | 14 Months | 0% | 14 Months | 10.99% – 22.99%* Variable | $0 |
Discover it® - 18 Month Balance Transfer
Great For: Saving money on large balance transfers
Credit Needed: Excellent
Average Approved Score: 730
Lowest Approved Score: 684
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Intro APRPurchases | Intro TermPurchases | Intro APRBalance Transfers | Intro TermBalance Transfers | Regular APR | Annual Fee |
| 0% | 6 Months | 0% | 18 Months | 10.99% – 22.99%* Variable | $0 |
