Discover it® for Students
Great For: Helping students build good credit history.
Credit Needed: Fair
Average Approved Score: 674
Lowest Approved Score: 633
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99% *Click apply for Terms & Conditions.
| Intro APR | Balance Transfer APR | Regular APR | Annual Fee |
| 0% for 6 Months | See Terms for See Terms | 12.99% – 18.99%* Variable | $0 |
