Great For: Helping students build good credit history.
Credit Needed: Fair
Average Approved Score: 638*
Lowest Approved Score: 554*
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
- 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
- Free FICO® Credit Score online and on monthly statements.*
- 100% U.S.- based customer service - anytime, day and night
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized Discover card purchases.
- 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
- Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
|Intro APRPurchases||Intro TermPurchases||Intro APRBalance Transfers||Intro TermBalance Transfers||Regular APR||Annual Fee|
|0%*||6 Months||10.99%*||6 Months||12.99% – 21.99%* Variable||$0|
*Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.