Great For: Helping students build good credit history.
Credit Needed: Fair
Average Approved Score: 661*
Lowest Approved Score: 614*
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
- 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
- Free FICO® Credit Score online and on monthly statements*.
- Talk to a real person any time with 100% U.S.-based service.
- Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
- 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
- Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
|Intro APRPurchases||Intro TermPurchases||Intro APRBalance Transfers||Intro TermBalance Transfers||Regular APR||Annual Fee|
|0%||6 Months||See Terms||See Terms||12.99% – 21.99%* Variable||$0|
*Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.