Great For: Helping students build good credit history.
Credit Needed: Fair
Average Approved Score: 672*
Lowest Approved Score: 629*
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
- Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
- Human. Talk to a real person any time with 100% U.S.-based service.
- Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.*
- *Click "Apply" to see rates, rewards and other information.
|Intro APR||Balance Transfer APR||Regular APR||Annual Fee|
|0% for 6 Months||See Terms for See Terms||12.99% – 21.99%* Variable||$0|
*Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.