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0% Intro Rate Credit Cards for Good Credit

Credit cards with a 0% intro APR can save you money on existing credit card balances or provide no-interest financing for large purchases such as travel, appliances, home improvements, and more. As the economy improves, banks are getting competitive and more generous with their intro APR rates. Although the best offers require spotless credit, applicants with good credit should still be able to qualify for the following offers.


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U.S. Bank Visa® Platinum Card

Great For: Low balance transfer introductory rates with no annual fee.

Credit Needed: Excellent

Average Approved Score: 678*

Lowest Approved Score: 585*

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0%15 Months 0%15 Months 9.99% – 23.99%* Variable $0

Credit Needed:

Average Approved Score: *

Lowest Approved Score: *

Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee

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*This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.