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Travel Rewards Credit Cards

Review and compare the best travel rewards credit cards for your credit score. See the average and lowest credit scores approved for each credit card (a “0” means we don’t yet have enough credit score approval data for that card.)

Capital One® Venture® Rewards Credit Card

Great For: Rewards redeemable for any travel expense.

Credit Needed: Excellent

Average Approved Score: 714*

Lowest Approved Score: 667*

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/AN/A N/AN/A 12.9% – 22.9%* Variable $0 intro for first year; $59 after that

Capital One® VentureOne® Rewards Credit Card

Great For: Travel rewards with no foreign transaction fees.

Credit Needed: Excellent

Average Approved Score: 694*

Lowest Approved Score: 632*

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until July 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0%until July 2016 N/AN/A 11.9% – 21.9%* Variable $0

Discover it® Miles - Double Miles your first year

Great For: Earning miles on travel

Credit Needed: Excellent

  • Exclusive Double Miles Offer: At the end of your first year-when other Miles cards charge an annual fee-Discover doubles all the Miles you’ve earned.*
  • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR on purchases for 12 months-then a variable purchase APR applies, currently 10.99% - 22.99%.
  • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
  • Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.*
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.* Plus get 100% U.S.-based service
  • Free overnight shipping of replacement cards to any U.S. street address at your request. And you’re never responsible for unauthorized purchases on your Discover card.*
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply Now.” See complete Discover it® Miles details.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0%*12 Months 10.99%*12 Months 10.99% – 22.99%* Variable $0

About Travel Rewards Credit Cards

If you are a frequent traveler it might make good sense to apply for a travel rewards card. With a travel rewards credit card, you earn points based on the money you spend on your card. These points might come in the form of frequent flyer miles, or might be redeemable for travel-related expenses such as baggage fees. Travel rewards cards often also come with perks like priority boarding, no blackout dates, or free bag check. These types of cards come in a few varieties, which make them appealing both to people with airline brand loyalty as well as to those who appreciate the flexibility of being able to fly on whichever airline offers the cheapest fare.

Those with loyalty to a specific airline like Delta, American Airlines, United, Southwest, or Virgin, will enjoy earning frequent flyer miles on their daily purchases, as well as the reduced baggage fees and priority boarding that some of these carriers offer their card holders. Travelers craving more flexibility with their points can find a card that awards them points which can be used on any airline.

It is important to note that many travel rewards cards come with annual fees after the first year, so you should weigh the benefits of having a travel rewards card against the fees associated with it. For example, if you fly often with checked bags and your travel rewards card grants you free bag check, it might be savvy to pay the credit card fee rather than repeatedly paying the exorbitant baggage fees charged by most airlines these days.

Keep in mind that many travel rewards cards charge a higher APR than non-rewards cards, something to note if you plan on carrying a balance. If you plan on using the card for a big purchase that will take a while to repay, you would be better off with a card that charges a low or zero percent intro APR.

*This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.