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Travel Rewards Credit Cards

Review and compare the best travel rewards credit cards for your credit score. See the average and lowest credit scores approved for each credit card (a “0” means we don’t yet have enough credit score approval data for that card.)

The US Airways® Premier World MasterCard®

Great For: Airline rewards and travel perks

Credit Needed: Excellent

Average Approved Score: 709*

Lowest Approved Score: 607*

  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag FREE on eligible bags for you and up to four companions on domestic US Airways operated flights
  • One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  • Priority boarding Zone 2 on US Airways operated flights
  • Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  • Earn miles on every purchase with 2 miles for every $1 you spend on US Airways and American Airlines purchases and 1 mile for every $1 on purchases everywhere else
  • NEW! Receive a 25% savings on eligible US Airways and American Airlines in-flight purchases
  • Please see terms and conditions for complete details
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A 0% intro 15 Months
within 45 days of account opening
15.99%, 19.99% or 24.99%* Variable $89

Barclaycard Arrival Plus™ World Elite MasterCard®

Great For: Earning travel rewards with no mileage caps

Credit Needed: Excellent

Average Approved Score: 735*

Lowest Approved Score: 679*

  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days – that’s enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases – Miles don’t expire as long as your account is open, active and in good standing
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival Cardmembers
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A 0% intro 12 Months
within 45 days of account opening
14.99% or 18.99%* Variable $89 – waived first year

Barclaycard Arrival™ World MasterCard®

Great For: Earning double miles on travel and dining

Credit Needed: Excellent

Average Approved Score: 714*

Lowest Approved Score: 677*

  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days – that’s enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don’t expire as long as your account is open, active and in good standing
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival Cardmembers
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A 0% intro 12 Months
within 45 days of account opening
14.99% or 18.99%* Variable $0

Capital One® Venture® Rewards Credit Card

Great For: Rewards redeemable for any travel expense.

Credit Needed: Excellent

Average Approved Score: 724*

Lowest Approved Score: 670*

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want-no blackout dates
  • Miles don’t expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 13.9% – 20.9%* Variable $0 intro for first year; $59 after that

Capital One® VentureOne® Rewards Credit Card

Great For: Travel rewards with no foreign transaction fees.

Credit Needed: Excellent

Average Approved Score: 692*

Lowest Approved Score: 668*

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until December 2015; 11.9%-19.9% variable APR after that
  • Travel when you want-no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% until December 2015 N/A N/A 11.9% – 19.9%* Variable $0

About Travel Rewards Credit Cards

If you are a frequent traveler it might make good sense to apply for a travel rewards card. With a travel rewards credit card, you earn points based on the money you spend on your card. These points might come in the form of frequent flyer miles, or might be redeemable for travel-related expenses such as baggage fees. Travel rewards cards often also come with perks like priority boarding, no blackout dates, or free bag check. These types of cards come in a few varieties, which make them appealing both to people with airline brand loyalty as well as to those who appreciate the flexibility of being able to fly on whichever airline offers the cheapest fare.

Those with loyalty to a specific airline like Delta, American Airlines, United, Southwest, or Virgin, will enjoy earning frequent flyer miles on their daily purchases, as well as the reduced baggage fees and priority boarding that some of these carriers offer their card holders. Travelers craving more flexibility with their points can find a card that awards them points which can be used on any airline.

It is important to note that many travel rewards cards come with annual fees after the first year, so you should weigh the benefits of having a travel rewards card against the fees associated with it. For example, if you fly often with checked bags and your travel rewards card grants you free bag check, it might be savvy to pay the credit card fee rather than repeatedly paying the exorbitant baggage fees charged by most airlines these days.

Keep in mind that many travel rewards cards charge a higher APR than non-rewards cards, something to note if you plan on carrying a balance. If you plan on using the card for a big purchase that will take a while to repay, you would be better off with a card that charges a low or zero percent intro APR.

*This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.