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U.S. Bank Credit Cards

Review and compare the best U.S. Bank credit cards for your credit score here. When available, see the average and lowest credit scores approved for each credit card (a “0″ means we don’t yet have enough credit score approval data for that card.)

U.S. Bank Visa® Platinum Card

Great For: Low balance transfer introductory rates with no annual fee.

Credit Needed: Excellent

Average Approved Score: 712*

Lowest Approved Score: 649*

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 15 Months 0% 15 Months 9.99% – 23.99%* Variable $0

U.S. Bank Business Edge™ Cash Rewards Card

Great For: Earning cash back rewards on business expenses.

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 15 Months N/A N/A 11.99% – 17.99%* Variable $0

U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card

Great For: Earning travel rewards on business expenses.

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A NA N/A N/A 11.99% – 17.99%* Variable $0 intro first year, then $55

U.S. Bank Business Edge™ Platinum Card

Great For: Balance transfers and no annual fee.

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
  • No annual fee
  • Free employee cards
  • Zero fraud liability protects you against unauthorized transactions
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0%* 12 Billing Cycles 0%* 12 Billing Cycles 9.99% – 17.99%* Variable $0 with one purchase per year*

U.S. Bank Business Edge™ Select Rewards Card

Great For: Earning rewards for your business expenses.

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

  • Get 10,000 bonus points when you spend $500 in net purchases during the
  • Earn 3 points per dollar on net purchas
  • Earn 1 point per dollar on all other net
  • Unlimited points with no caps
  • No annual fee
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 9 Months N/A N/A 9.99% – 17.99%* Variable $0

*This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.