MoneyUnder30.com

U.S. Bank Credit Cards

Review and compare the best U.S. Bank credit cards for your credit score here. When available, see the average and lowest credit scores approved for each credit card (a “0″ means we don’t yet have enough credit score approval data for that card.)

U.S. Bank Business Edge™ Cash Rewards Card

Great For: Earning cash back rewards on business expenses.

Credit Needed: Excellent

Average Approved Score: N/A*

Lowest Approved Score: N/A*

  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 9 Months N/A N/A 11.99% – 17.99%* Variable $0

U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card

Great For: Earning travel rewards on business expenses.

Credit Needed: Excellent

Average Approved Score: N/A*

Lowest Approved Score: N/A*

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A NA N/A N/A 11.99% – 17.99%* Variable $0 intro first year, then $55

U.S. Bank Business Edge™ Select Rewards Card

Great For: Earning rewards for your business expenses.

Credit Needed: Excellent

Average Approved Score: N/A*

Lowest Approved Score: N/A*

  • Get 10,000 bonus points when you spend $500 in net purchases during the first 90 days after opening your account
  • Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
  • Earn 1 point per dollar on all other net purchases
  • Unlimited points with no caps
  • No annual fee
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0% 9 Months N/A N/A 11.99% – 17.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: N/A*

Lowest Approved Score: N/A*

  • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • Use your Card at select membership warehouse clubs and for everyday purchases.
  • 1 FlexPoint for every $1 in Net Purchases.
  • No annual fee.
  • Travel Advisor Fee: $25
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
0%* 9 Months 0%* 9 Months 13.99% - 23.99%* Variable $0

Credit Needed: Excellent

Average Approved Score: N/A*

Lowest Approved Score: N/A*

  • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases on your Card within the first four months of account opening.
  • 2X FlexPoints at restaurants and on fast food. Plus, use your Card at select membership warehouse clubs.
  • 2X FlexPoints on gas, grocery or airfare - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • No Foreign Transaction Fees.
  • Travel Advisor Fee: $25
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 13.99% - 23.99%* Variable $0 for the first year, then $49*

*This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.