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USAA Credit Cards

USAA is widely respected as one of the most customer-friendly financial institutions in the nation. USAA membership is reserved for the members of the military, veterans who honorably served and their eligible family members.

USAA Cash Rewards® World MasterCard®

Great for: A low regular APR everyday with cash back.

Credit Needed: Excellent

  • Earn up to 1.25% cash back on your everyday purchases.
  • There’s no limit on the amount you can earn.
  • Cash rebates are awarded annually in January.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 9.90% to 25.90%* $0

USAA Rate Advantage Platinum MasterCard®

Great for: A very low regular APR.

Credit Needed: Excellent

  • Enjoy our lowest rate card.
  • Pay no annual fee, penalty APR or over-the-limit fee.
  • Get travel and retail benefits.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A See website for details See website for details 6.90% to 23.90%* $0

USAA Rewards™ American Express® Card

Great for: Generous cash back on gas and groceries.

Credit Needed: Excellent

  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There’s no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 9.90% to 25.90%* $0

USAA World MasterCard®

Great for: A low regular APR and flexible rewards.

Credit Needed: Excellent

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • No expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel.
  • Redeem for cash on your mobile device.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 9.90% to 25.90%* $0

USAA Secured Cards® American Express® Card

Great for: Building good credit.

Credit Needed: Any

  • It’s a real credit card that helps you build or improve your credit score.
  • The card is secured by an interest-earning CD that you establish and is guaranteed to grow.
  • Your credit can improve when you avoid going over your limit and make payments on time.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 9.90% to 19.90%* $35*

USAA Secured Cards® Platinum MasterCard®

Great for: Building good credit.

Credit Needed: Any

  • It’s a real credit card that helps you build or improve your credit score.
  • The card is secured by an interest-earning CD that you establish and is guaranteed to grow.
  • Your credit can improve when you avoid going over your limit and make payments on time.
Intro APR
Purchases
Intro Term
Purchases
Intro APR
Balance Transfers
Intro Term
Balance Transfers
Regular APR Annual Fee
N/A N/A N/A N/A 9.90% to 19.90%* $35*