Jun 27th, 2008
Want to know how your credit score stacks up? Check out Credit Karma, a new site that lets you check and track your credit score without subscribing to anything.
While it’s best to review your complete credit report at least twice a year to check for errors, Credit Karma provides a cool new way to track your overall credit health without paying a monthly fee. Just create a free Credit Karma account, answer a few questions to identify yourself, and you’ve got your score.
I was impressed with how easy—and fast—getting my credit score was with Credit Karma. On my first visit to the site, I had my credit score in about three minutes.
Thought it costs Credit Karma to pull each score from the credit bureaus, the site hopes to earn money by partnering with advertisers offering loans and credit cards targeted to each user’s individual credit status.
Have you checked your credit score with Credit Karma? What did you think?
I'm David, an ex- financial journalist and recovering debtaholic. I'll help you get out of debt, get saving, and get on with life. Sound good? Please subscribe (RSS or e-mail) or follow me on Twitter.
Check Your Credit for Free
Build a better credit score with free tools from Experian. Start your check now »
Get a Better Credit Card
Compare leading cards and apply online. Compare credit cards »
Budget Online for Free
Create a free Quicken Online account today. Start budgeting now »
Get Mortgage Pre-Approval
Get up to four quotes online with no obligation. Apply online now »
Wow! Thanks for the recommendation. I signed up and had my score within minutes, too. I’m really pleased with the service and the layout–I check my credit report regularly but had never paid to know my score. Now I do. Thanks!
This is great, thanks!
Thanks for the recommendation — I was just able to see a 40 point jump in my score as I start really paying down my high-interest credit card debt!
I just found this last week and I love their service. I think the idea is genius, although I hope in the future they’ll be able to pull up reports as well.