×

Save your first—or NEXT—$100,000!

Money Under 30 has everything you need to know about money, written by real people who’ve been there.

Get our free weekly newsletter and MoneySchool: Our FREE 7-day course that will help you make immediate progress on the money goals you’re working toward right now.

No, thanks
Advertising Disclosure

Credit Monitoring Services Compared

Credit report monitoring services matter. Errors on your credit report are fairly common.

Experts believe up to 80 percent of Americans have some kind of error on at least one of their credit reports from the three major bureaus: Experian, Equifax and TransUnion. A credit monitoring service can help you spot problems before they hurt you. Credit monitoring can:

  • Keep track of changes to your credit report and score
  • Alert you of changes (new accounts, late payments or a new address)
  • Identify attempted ID theft as soon as it happens

Experian

Get Your Credit Score at Experian.comExperian provides credit monitoring services and allows you to obtain your Experian credit report and FICO® Score 8 for $1. This includes a 7-day free trial of credit report monitoring. You may choose to continue credit monitoring for $21.95 a month or cancel within 7-days to keep your score and report for just $1.

Scores Trial Period Monitoring
Experian credit report and FICO® Score 7-day trial of monitoring Daily monitoring of your credit report

TransUnion

$1 Offer - TransUnion Credit Monitoring - 180x150TransUnion gives you instant access to your TransUnion credit score and access to your TransUnion credit report for $1. There is a 7-day trial with enrollment in TransUnion’s credit monitoring service, which costs $17.95 thereafter.

Scores Trial Period Monitoring
3 credit scores 7-day trial with enrollment in TransUnion Daily monitoring of your credit report

myFICO

myFICO provides monitoring of your Equifax credit report and tracking of your FICO® Score 8 on a historical tracking graph for $19.95 a month. Get monthly access to a new Equifax credit report & 6 FICO® Scores commonly used in mortgage, auto and credit card lending. Also, get identity theft victim assistance from a certified resolution specialist and access to a patented FICO® Score Simulator featuring FICO® Score 8.

Scores Trial Period Monitoring
Equifax credit report and FICO® Score None–subscription starts immediately Daily monitoring of your credit report