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	<title>Comments on: Debt Reduction Takes Tough Love</title>
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	<link>http://www.moneyunder30.com/debt-reduction-takes-tough-love</link>
	<description>Simple, Honest Financial Advice</description>
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		<title>By: bryan</title>
		<link>http://www.moneyunder30.com/debt-reduction-takes-tough-love/comment-page-1#comment-3923</link>
		<dc:creator>bryan</dc:creator>
		<pubDate>Wed, 16 Dec 2009 16:00:36 +0000</pubDate>
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		<description>Whenever I go into &quot;lock-down&quot; mode in terms of finances, I always ask myself &quot;can I survive out in wilderness with out this ____.&quot; So if I find myself shopping for a new shirt or looking at upgrading to a new Ipod, that question comes in handy. My wife isn&#039;t a big fan of that question and I almost never have to ask it anymore. She just rolls her eyes and moves on.</description>
		<content:encoded><![CDATA[<p>Whenever I go into &#8220;lock-down&#8221; mode in terms of finances, I always ask myself &#8220;can I survive out in wilderness with out this ____.&#8221; So if I find myself shopping for a new shirt or looking at upgrading to a new Ipod, that question comes in handy. My wife isn&#8217;t a big fan of that question and I almost never have to ask it anymore. She just rolls her eyes and moves on.</p>
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	<item>
		<title>By: Live for Improvement</title>
		<link>http://www.moneyunder30.com/debt-reduction-takes-tough-love/comment-page-1#comment-3922</link>
		<dc:creator>Live for Improvement</dc:creator>
		<pubDate>Wed, 16 Dec 2009 15:51:40 +0000</pubDate>
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		<description>So far the new writers are posting some good stuff. I really enjoyed the article. Keep up the good work.

-Dan Malone-</description>
		<content:encoded><![CDATA[<p>So far the new writers are posting some good stuff. I really enjoyed the article. Keep up the good work.</p>
<p>-Dan Malone-</p>
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		<title>By: SS4BC</title>
		<link>http://www.moneyunder30.com/debt-reduction-takes-tough-love/comment-page-1#comment-3919</link>
		<dc:creator>SS4BC</dc:creator>
		<pubDate>Wed, 16 Dec 2009 14:37:23 +0000</pubDate>
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		<description>I still believe you should only have you deductible be as high as you afford. Sure it is cheaper to raise it to $1,000 - but then you&#039;re just looking for more debt when you do have to pay out of pocket and you don&#039;t have that $1,000. It may be more expensive monthly, but you should still have a deductible you can afford to pay.</description>
		<content:encoded><![CDATA[<p>I still believe you should only have you deductible be as high as you afford. Sure it is cheaper to raise it to $1,000 &#8211; but then you&#8217;re just looking for more debt when you do have to pay out of pocket and you don&#8217;t have that $1,000. It may be more expensive monthly, but you should still have a deductible you can afford to pay.</p>
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		<title>By: Andrea</title>
		<link>http://www.moneyunder30.com/debt-reduction-takes-tough-love/comment-page-1#comment-3918</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Wed, 16 Dec 2009 14:16:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3950#comment-3918</guid>
		<description>Nice job, I&#039;m a big fan of David&#039;s so I was skeptical about new writers but I think this is quality piece with good advice.  Im going to try the meal planning.  I&#039;ve noticed when I do plan things out I spend less money than when I dont plan and end up at the office cafeteria but I never thought to write out a formal plan with ingredients for the week.  Well done.</description>
		<content:encoded><![CDATA[<p>Nice job, I&#8217;m a big fan of David&#8217;s so I was skeptical about new writers but I think this is quality piece with good advice.  Im going to try the meal planning.  I&#8217;ve noticed when I do plan things out I spend less money than when I dont plan and end up at the office cafeteria but I never thought to write out a formal plan with ingredients for the week.  Well done.</p>
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