Comments on: Emergency Fund Calculator Spreadsheet Now Available http://www.moneyunder30.com/emergency-fund-calculator-spreadsheet-now-available Personal Finance for the Young and Ambitious Fri, 06 Nov 2009 23:10:14 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Peter Owitz http://www.moneyunder30.com/emergency-fund-calculator-spreadsheet-now-available/comment-page-1#comment-1296 Peter Owitz Mon, 01 Dec 2008 00:08:21 +0000 http://www.moneyunder30.com/emergency-fund-calculator-spreadsheet-now-available#comment-1296 Your calculator is an interesting tool, but fails to reflect the dual income world we live in today. If both my wife and I can easily accommodate our lifestyle on our individual incomes, the amount I need to have saved for an emergency is much less than as the head of household. furthermore, I _really_ like your income volatility indicator, but we've diversified our industries so there is no statistical correlation (psychology and aerospace - you do the math) to increase our emergency fund. I'm not sure people are getting the full story, and they're likely to think they're safer than they really are (like I do!). Thanks for the information, Regards Peter Your calculator is an interesting tool, but fails to reflect the dual income world we live in today. If both my wife and I can easily accommodate our lifestyle on our individual incomes, the amount I need to have saved for an emergency is much less than as the head of household. furthermore, I _really_ like your income volatility indicator, but we’ve diversified our industries so there is no statistical correlation (psychology and aerospace – you do the math) to increase our emergency fund. I’m not sure people are getting the full story, and they’re likely to think they’re safer than they really are (like I do!).

Thanks for the information,

Regards
Peter

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