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	<title>Comments on: E*Trade Max-Rate Checking and Complete Savings Reviewed</title>
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	<link>http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed</link>
	<description>Simple, Honest Financial Advice</description>
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		<title>By: Craig</title>
		<link>http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed/comment-page-1#comment-910</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Mon, 28 Jul 2008 16:47:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed#comment-910</guid>
		<description>They probably did that to encourage people to have both the max rate checking and the complete savings....I just signed up for it...looks like a very interesting package!

I&#039;ll keep most of my cash in the Savings account, and i am going to set up DD to the checking to avoid the fee, since i won&#039;t be keeping the $5,000 in the checking.....</description>
		<content:encoded><![CDATA[<p>They probably did that to encourage people to have both the max rate checking and the complete savings&#8230;.I just signed up for it&#8230;looks like a very interesting package!</p>
<p>I&#8217;ll keep most of my cash in the Savings account, and i am going to set up DD to the checking to avoid the fee, since i won&#8217;t be keeping the $5,000 in the checking&#8230;..</p>
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		<title>By: Chris Campbell</title>
		<link>http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed/comment-page-1#comment-908</link>
		<dc:creator>Chris Campbell</dc:creator>
		<pubDate>Tue, 22 Jul 2008 20:37:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed#comment-908</guid>
		<description>It looks like the Max-Rate Checking APY has now dropped to 3.01%. The Complete Savings rate of 3.30% APY is definitely better now.</description>
		<content:encoded><![CDATA[<p>It looks like the Max-Rate Checking APY has now dropped to 3.01%. The Complete Savings rate of 3.30% APY is definitely better now.</p>
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		<title>By: Money Under 30</title>
		<link>http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed/comment-page-1#comment-907</link>
		<dc:creator>Money Under 30</dc:creator>
		<pubDate>Fri, 13 Jun 2008 14:59:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed#comment-907</guid>
		<description>Yeah, Terrence, you raise a good point. I didn&#039;t think of it before writing this, probably because I&#039;ve never seen a bank offer a better rate on checking than savings.

In this case, if you keep more than $5k in checking at all times, it would make sense to dump the savings account.</description>
		<content:encoded><![CDATA[<p>Yeah, Terrence, you raise a good point. I didn&#8217;t think of it before writing this, probably because I&#8217;ve never seen a bank offer a better rate on checking than savings.</p>
<p>In this case, if you keep more than $5k in checking at all times, it would make sense to dump the savings account.</p>
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		<title>By: Terence</title>
		<link>http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed/comment-page-1#comment-909</link>
		<dc:creator>Terence</dc:creator>
		<pubDate>Wed, 11 Jun 2008 15:29:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/etrade-max-rate-checking-and-complete-savings-reviewed#comment-909</guid>
		<description>If you were to keep a balance of over $5000 grand, is there any benefit of having the savings over the max-rate checking? I have both but I&#039;m trying to figure out why I don&#039;t just close out my savings and dump it all in the 3.25% checking account. Assuming I plan on always having at least $5000 in it, does that make sense? Thoughts?</description>
		<content:encoded><![CDATA[<p>If you were to keep a balance of over $5000 grand, is there any benefit of having the savings over the max-rate checking? I have both but I&#8217;m trying to figure out why I don&#8217;t just close out my savings and dump it all in the 3.25% checking account. Assuming I plan on always having at least $5000 in it, does that make sense? Thoughts?</p>
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