It’s Labor Day already? Where does the summer go? Oh, well. I’m gonna try not to think about that and instead just get pumped for a three-day weekend! I hope you’re able to slow down and celebrate a bit this weekend, too. Maybe you’re just getting back on campus, or taking a much-needed break from work. Whatever you do, take a moment to de-stress about money. After all, your money doesn’t love you back, and you can’t take it with you when you die.

That said, here’s some great lazy Labor Day reading from around the personal finance blogosphere:

Where should you roll over your 401(k)? MoneyNing talks about the various options for moving an old 401(k). If you leave work, eventually you need to rollover your 401(k). Don’t just assume you should move it to you new employer’s plan!

What does it take to be “rich”? $5 million. I love this post at All Financial Matters not so much for the analysis of why experts seem to think five million clams makes you rich, but for the sobering reminder that anybody making at least $47,500 a year is in the world’s richest 1%.

How to fight debt collectors. I think I’ve been late on a credit card or loan twice in my life due to simple forgetfulness, but I’ll never forget how quickly the reminder calls commenced one of those times. I can only imagine what it’s like to be seriously behind on one or more credit accounts. I understand that you’re gonna need all the ammunition you can get: Blueprint for Financial Prosperity can help with this guide to fighting debt collectors.

Why you should never pay credit cards before the mortgage (or rent). Frugal Dad provides a great reminder of how to prioritize when you’re having trouble making ends meet. If things get tight, forget your credit score, forget the debt collectors calling, forget trying to keep space available on your credit card to use next month. Keep a roof over your head, keep food on your table, keep the lights on, and keep your car rolling. Then worry about everything else.

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