Comments on: Hate Budgeting? 10 Tools to Simplify Your Monthly Budget http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget Personal Finance for the Young and Ambitious Sat, 21 Nov 2009 04:23:03 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Nate http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget/comment-page-1#comment-3546 Nate Thu, 12 Nov 2009 16:05:14 +0000 http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget#comment-3546 http://sites.google.com/site/simpledbudget/ I know that there are a lot of impressive and robust budgeting solutions around, but since my needs are simple ... I like things that ARE simple, and free. I ran across a nifty little program called SimpleD Budget about a year ago when my finances were a mess and I desperately needed something I could use to figure out my spending. The simplicity is it's power, in that you can bend it's functionality to your own needs. The only serious issue is that the print function doesn't work. It's free, it's easy and you can plan for months ahead if you wish. I've tried Quicken online and though I find it impressive, I still want more freedom than it allows. SimpleD lets you do whatever you want, and that's what I want. http://sites.google.com/site/simpledbudget/

I know that there are a lot of impressive and robust budgeting solutions around, but since my needs are simple … I like things that ARE simple, and free.

I ran across a nifty little program called SimpleD Budget about a year ago when my finances were a mess and I desperately needed something I could use to figure out my spending.

The simplicity is it’s power, in that you can bend it’s functionality to your own needs. The only serious issue is that the print function doesn’t work.

It’s free, it’s easy and you can plan for months ahead if you wish. I’ve tried Quicken online and though I find it impressive, I still want more freedom than it allows. SimpleD lets you do whatever you want, and that’s what I want.

]]> By: George http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget/comment-page-1#comment-2950 George Mon, 21 Sep 2009 22:41:26 +0000 http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget#comment-2950 If you enjoy using Excel, you may want to consider a customized Excel file that includes registers (similar to a checkbook to track your accounts), the ability to create your own categories, create a monthly budget and view reports such as budget vs actual in a simple dashboard layout. See: http://www.georgesbudget.com/ If you enjoy using Excel, you may want to consider a customized Excel file that includes registers (similar to a checkbook to track your accounts), the ability to create your own categories, create a monthly budget and view reports such as budget vs actual in a simple dashboard layout. See:

http://www.georgesbudget.com/

]]> By: Rob http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget/comment-page-1#comment-711 Rob Sat, 22 Mar 2008 00:11:45 +0000 http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget#comment-711 Let it just be stated that I am concerned about privacy and do not like having my financial information stored on more servers than necessary. Partially because of these concerns, I've elected to use money management systems stored locally on my own computers. For those who use Linux, a very popular program is GnuCash. GnuCash allows users to download transaction records directly from their credit and banking institutions (that is, if their online banking and account management supports the common protocol: e.g. Citi lets me download my credit card transactions, whereas my regional bank does not for "security reasons.") I find that this tool allows me to organize and analyze my expenses intuitively for the nice price of $0.00. GnuCash also works for people outside of the US as well, something I'm not sure of for Microsoft Money or Quicken. Let it just be stated that I am concerned about privacy and do not like having my financial information stored on more servers than necessary. Partially because of these concerns, I’ve elected to use money management systems stored locally on my own computers.

For those who use Linux, a very popular program is GnuCash. GnuCash allows users to download transaction records directly from their credit and banking institutions (that is, if their online banking and account management supports the common protocol: e.g. Citi lets me download my credit card transactions, whereas my regional bank does not for “security reasons.”) I find that this tool allows me to organize and analyze my expenses intuitively for the nice price of $0.00. GnuCash also works for people outside of the US as well, something I’m not sure of for Microsoft Money or Quicken.

]]> By: kentuckyliz http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget/comment-page-1#comment-710 kentuckyliz Fri, 21 Mar 2008 14:57:48 +0000 http://www.moneyunder30.com/hate-budgeting-10-tools-to-simplify-your-monthly-budget#comment-710 You should also link to YNAB (You Need A Budget)--a strength of this program is that it tracks accumulating sinking funds. --That's where my system breaks down, but I'm fiddling around with a solution now. If it doesn't work, I'm getting YNAB. http://www.youneedabudget.com/index.php You should also link to YNAB (You Need A Budget)–a strength of this program is that it tracks accumulating sinking funds. –That’s where my system breaks down, but I’m fiddling around with a solution now. If it doesn’t work, I’m getting YNAB.

http://www.youneedabudget.com/index.php

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