I admit that when it comes to holiday shopping, I’m a procrastinator. I have been witnessed scurrying to the mall or Target on Christmas Eve. That said, I do begin to put some money aside around this time of year so my Christmas shopping doesn’t totally screw with my December or January budgets. And when it comes time to shop, I make a list of everybody I need to buy for, decide how much I can spend in total, and divide it up.
Today, I want to know:
How do you budget for, plan for, and execute your holiday purchases?
Let us know in a comment!