I Would Do Anything for Cash, But I Won't Do That
There is no poison in ambition alone. I have found in the last year, however, that I have at times been blinded by my desire to earn enough money to repay my debts, further my education, and build the life of my dreams.
In the past year I have changed jobs twice in pursuit of a bigger paycheck and worked as many as 75 hours a week between my career and second jobs. To be sure, the efforts have improved my financial situation. Though I am not yet free of debt, I am able to pay more than minimum payments each month while living comfortably.
While this fact is reassuring, I also think my efforts over the past year have had negative consequences on my life.
The stress of working so much, transitioning between jobs multiple times in a year, and focusing so much effort on earning money has prevented me from eating well and sleeping, exercising, and even relaxing adequately.
Not having enough money can be stressful. But there comes a time when working hard enough to have enough money becomes even more stressful.
So I’m cutting back.
I have almost stopped working a second job. For now I’ll try one night a week. I’m prepared to give it up all together in time.
Hopefully, I’ll be able to relax again and concentrate on doing my best in my career and living healthier.
It is a shock to my system. I am used to being on the go all the time: Sleeping and eating when I could and rarely making time for anything but work.
But I’ll let you know how it goes.
Have you ever caught yourself working so hard towards your financial goals you neglected other parts of your life?
Related Posts
- Can I Cash Out my 401(k) Anytime and Take the Cash?
- What's a Graduate to Do? Advice for College Graduates Seeking Jobs in a Bad Economy
- Emergency Fund Calculator: How Much Cash Do You Need?
- Do You Keep Cash Stashed Around the House?
- In Recession, Save Cash Before Paying Debt: Do You Agree?
What's Next?
Reading this site, you're already ahead of most people when it comes to your finances. Why not keep going? Help secure your financial future. Take action today:
- Get help with your debts
- Check your credit report and score, free
- Open a savings account
- Open an individual retirement account (IRA)
- Budget with Quicken
Join the Conversation!
What's your take on this story? Have a related question or comment? Share it now in a comment:

I'm David, a 20-something ex-financial journalist with a mission: To help you learn about personal finance, take control of your money, and get on with life!
Good for you! Finances are only one piece of a happy, balanced, and “wealthy” life. Relationships, health, spiritual reflection, friendships, family, intelectual pursuits, and hobbies take time and energy too–and some of these things are certainly more important than having debt paid down. Good luck!
I completely understand how you feel. Last year, I was working full-time as a teacher, taking Graduate School courses to obtain my Master’s, and working multiple extra jobs (tutoring, chaperoning, babysitting, etc.) to pay the mortgage, tuition, and other bills. I NEVER got a full night’s sleep, felt ill because I never had time to exercise, and rarely saw my friends/family. Feeling completely burnt out, I’ve started saying “no” to some of the extra jobs and am trying to scale back my too-hectic schedule. Having a few extra dollars really doesn’t matter if you’re too tired/stressed to enjoy it!