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5 Types of Money Morons & How to Avoid Becoming One

Funny Money: 5 Types Of Money Morons And How To Avoid Becoming One

Money management doesn’t come naturally to many folks. Worse, some people take on a lifestyle of ridiculous budgeting and spending practices without realizing just how wrong they are. You probably know of these characters — you might even be one yourself!

Car leases are tempting: You get brand new wheels for a low monthly payment. Financially, however, it's a terrible idea.

Why You Should (Almost) Never Lease A Car

A car lease gives you a brand-new car for a low monthly payment; what’s not to like? Everything. The many reasons why you should never lease a car.

Be on the lookout for these signs of financial literacy.

Want Or Need? How You See This Blurred Line Is (Almost) Everything

Let’s say you have a friend who earns the same salary. You both have similar student loan balances and neither of you have inherited money. How can your friend own a condo and a paid-in-full car while you struggle to pay the bills each month? Or vice versa? These simple but powerful factors that make some people seem so “good with money.”

Noteworthy Now

Alternative personal finance manager apps challenge Mint, the longtime leader in free online budgeting.

Mint Alternatives: More Tools To Manage Your Money

Mint.com revolutionized how we budget. Now, rivals offer must-see Mint alternatives that manage everything from monthly bills to million-dollar portfolios.

How to open your first ira, choose between traditional and roth, and select investments.

How To Open Your First IRA

However old you are, the time to start saving for retirement is NOW. The alphabet soup of retirement accounts can be confusing, but it’s not as hard as it seems. Learn how to open your first IRA in three easy steps.

What credit score do you need to get approved for a credit card?

What Credit Score do you Need to get Approved for a Credit Card?

Being declined for a new credit card is frustrating. You can improve your chances of getting approved for a credit card by applying to cards that are suited for your credit score. Here we explain what kinds of credit scores are needed to get popular credit cards today.

More Recent Posts

bride and flowers

How to Negotiate Discounts And Freebies For Your Dream Wedding

Weddings are a blast to dream about, but can be terrifying when it’s time to consider the costs. We talked with someone who has great first-hand advice for cutting down the expense of your upcoming wedding without having to sacrifice your big plans.

What you shouldn't forget when figuring out how to fund your graduate degree

6 Ways To Financially Prepare For Grad School

Though often a sound investment, graduate school is a costly affair. Before enrolling, there are things you can do to financially prepare for grad school including studying your anticipated return on investment (ROI), making a borrowing plan and putting your existing budget and credit accounts in order.

Advice for finding side business ideas and making your part-time business a success.

For Part-time Entrepreneurs, How To Find A Side Business And Make It Successful

The side hustle is perhaps the single best thing you can do for your finances and your career. But getting started is the hardest part. Advice on finding your muse and ensuring your side business goes the distance.

Cash is dying: The dangers of an entirely cashless society.

Is Cash Obsolete? The Inevitable Dangers Of Our Cashless Economy

Only 7 percent of Americans regularly carry more than $100 cash. Credit and debit cards are convenient, but going entirely cashless carries some serious risks.

tradeMONSTER is a recommended broker for new investors, offering low-commission trades and powerful research tools.

tradeMONSTER: An Inexpensive Platform For New Investors And Active Traders Alike

Of the many online brokerages eager to invest your money, new investors should consider tradeMONSTER. Although capable of servicing active traders with powerful trading tools, the broker’s low commissions, free practice accounts, and emphasis on education will help new investors get started.

Lies people tell you about money.

Funny Money: 5 Money Lies People Tell You

When it comes to money, almost everyone lies. Here’s how to see through five common money lies so many people tell.

sustainable-investing

How To Get Started With Sustainable Investing

Do you know what your money’s been up to? If you’re invested in a major mutual fund, it’s likely funding tobacco companies, casinos, weapons manufacturers and other nefarious businesses. Learn how to be a socially responsible investor and find investments that earn healthy returns while supporting ethical and progressive companies.

How to handle friends who are bad with money.

Money Manners: How To Help A Friend Who Is Bad With Money

What do you do when a friend makes stupid financial decisions? What if she asks you for a loan? How to handle friends who are bad with money.

Finding a niche career is possible -- the key is to start honing your skills and networking now.

Unhappy At Work? Meet The Man Who Wants To Help You Find Your Perfect Career

Eight in 10 Americans are unhappy at their jobs. Sound familiar? By thinking creatively and networking with the right people, however, young professionals have a unique opportunity to carve out a niche career doing something you love. Here’s how.

Credit card fees on a billing statement. via MoneyUnder30.com

5 Hidden Credit Card Fees To Watch Out For

Credit cards can provide easy access to loads of funds, but don’t forget they are designed by banks to get you to pay more than what you bargained for.

Credit Karma now offers free credit score and report.

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Credit Karma — one of our favorite sites for getting a truly free credit score — announced this week it now offers free credit reports as well. There’s still no catch, which is why Credit Karma remains our favorite place to quickly and easily check your own credit data at absolutely zero cost.

Stock photo of a young couple meeting with their financial adviser. Via MoneyUnder30.com

How To Interview A Financial Advisor: A Proven Script From A Wharton School Expert

Finding a good financial advisor is a bit like finding an auto mechanic. Use word of mouth to narrow the field, and then use this proven script to interview the advisor before you sign.