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The Latest

I tracked how much I spent on coffee for 2 years. Ouch.

I Tracked How Much I Spent On Coffee Over Two Years. Ouch, Just Ouch.

Everybody’s heard of the “latte factor”…that daily coffee habit really adds up. While we don’t believe focusing on cutting back on $3 coffees is necessarily the best way to overhaul your finances, it might be worth tracking your habit. I did, and I was stunned.

LoopPay is an app for iOs and Android that lets you pay almost anywhere without your wallet.

LoopPay: A Virtual Wallet That Works Almost Everywhere

The fight for the next big thing in virtual wallets continues. LoopPay lets you add your all your credit card, debit card, and gift card info into your phone and then pay with a wave of a fob on your keychain. Are you ready to ditch your wallet?

Asset allocation strategies for young investors.

Asset Allocation For Young Investors

For new investors, there’s no more important concept to master than asset allocation; how to diversify your portfolio with a mix of stocks, bonds, and cash.

Noteworthy Now

How to improve your credit, step by step.

How To Improve Your Credit Score, Step By Step

You know you need to improve your credit score, but you’re finding a lot of conflicting advice. What I learned from dozens of different experts about how to improve your credit score in a few easy-to-follow steps.

How to buy an engagement ring online

How To Buy An Engagement Ring Online

Buying a diamond engagement ring online can save you thousands. Here’s what I learned shopping for my wife’s engagement ring and buying my own wedding ring online.

How much should be in your 401(k) at 30? Recommended 401(k) contributions

How Much Should Be In Your 401(k) At 30?

More than ever, 20-somethings need to start saving early for retirement. Get guidelines on how much you should have in your 401(k) or IRA by age 30.

Health insurance: Understanding your deductible, copay, coinsurance, and out-of-pocket max.

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Could health insurance be any more confusing? Here’s our quick guide to understanding health plan terminology like premium, deductible, co-pay, co-insurance, and out-of-pocket maximum.

More Recent Posts

Credit card sign up bonuses

16 Great Credit Card Signup Bonuses Available Now

A credit card signup bonus can earn you free flights, free video games, even cash. Learn how and browse the best credit card signup bonuses available now.

How index funds cost less, reduce risk and make you a better investor.

Why Index Funds Cost Less, Reduce Risk And Make You A Better Investor

Investing doesn’t have to be complicated; and with index funds, it’s not. Learn why low-cost index investing may be the secret to a better performing portfolio.

How to balance a side hustle with your day job.

3 Tips To Better Balance A Side Hustle With Your Day Job

Having a full-time day job and a side hustle can be tough. Stellar time management skills and being able function on little sleep may be required in pulling it off. Here are three things you can do to ease the burden.

Simple strategies for saving big on Black Friday and Cyber Monday

Why That Black Friday Sale Might Not Be Such A Deal

Some people spend weeks planning out their Black Friday attack. Shop smarter, not harder this Black Friday by following these tips to make the most of your shopping spree. We can help you figure out what’s a great deal and what’s just gimmick to get you through the doors.

The young adult's guide to affordable health insurance.

FAQ: The Young Adult’s Guide To Affordable Health Insurance

The Affordable Care Act attempts to make health insurance easier and more affordable to buy, but getting covered is still confusing. What 20-somethings need to know about buying affordable health insurance.

Which video subscription is best?

Game On: Pitting Video Game Subscription Services Against Each Other

Online video game subscriptions allow you access to such things as playing online with friends and the ability to download or rent new video games. But which one is right for you? They each have their own pros and cons…and prices.

How to overcome your fear of sales.

How To Finally Overcome Your Fear Of Selling

Most of us have a natural fear of sales, but if you want to be an entrepreneur, you need to become comfortable asking for money. These tactics will help you get over your fear of selling and become a more confident salesperson.

5 biggest investing mistakes, and how to avoid them.

5 Major Mistakes Investors Make, And What It Takes To Get It Right

For a majority of investors, the same five mistakes will cost tens of thousands in lost returns over a lifetime. How avoid the most common investing mistakes.

How to earn more money at work (without asking for a raise).

5 Ways You May Be Able To Earn More Money At Work (Without A Raise)

Raises aren’t the only way to squeeze some extra money out of your employer. Make sure you are taking advantage of all your benefits and cash in those unused vacation days. But whatever you do, don’t leave money on the table!

3 reasons to avoid student loan forgiveness programs

3 Reasons Not To Rely On Student Loan Forgiveness Programs

Student loan forgiveness programs provide debt relief to grads in careers that serve the greater good. But prematurely counting on such programs is a risky move. Here’s why.

How Hannah Vitkus saved by setting goals and relying on automatic savings transfers

How We Save: Hannah Vitkus, 28, Gets Ahead With Goals And Automatic Savings

Despite living in pricey Washington, D.C., Hânnah Vitkus’ savings are on track thanks to an out-of-sight, out-of-mind strategy that hasn’t failed her yet.

4 Things To Do Before Starting a Side Business - MoneyUnder30.com

Starting A Side Business? The Four Things You Must Do Before Anything Else

Many people dream of having a second stream of income but few turn that dream into reality. Learn the common mistakes most would-be entrepreneurs make and the four things you must do first if you want your side hustle to succeed.