Anybody who has bounced a check knows it is not just an embarrassing mistake; it’s an expensive one, too. Most people are careful to avoid overdraught fees, but here are some other fees you might be paying regularly and not even know it. Read more…

Four out of five personal finance pundits say a budget is the only way to trim spending and save cash. Unfortunately, four out of five “real” people might disagree.

Let’s be honest, do budgets work? Read more…

Credit Card Lowdown recently published an impressive list of the 100 Most Inspiring Personal Finance Turnaround Stories Online which includes this site. Read more…

I am always interested in how others manage their personal cash flow, so I’ve decided to share how I do it. Ultimately, which accounts your money flows through matters less than where it flows to, but recently I’ve found utilizing multiple bank accounts actually makes keeping to a budget easier. Read more…

Think you’ve got a winning business idea? Let me prove you wrong. (But trust me, this will help you). Read more…

Pilots live and die by checklists. After all, we humans are capable, but fallible. And though we learn from mistakes, we don’t learn from mistakes we don’t survive. Read more…

Ever wonder about 0% loans? Are they too good to be true? And if so, why would the company even offer it? Read more…

If you have bad credit because of past late payments or charge-offs, a secured credit card is the best way to rebuild credit. Why? It will protect you from yourself. Read more…

Considering buying your first home? Prepare yourself for one of life’s most demanding experiences. This first time home buyer’s mortgage checklist will get you organized to attack financing your home purchase as an informed shopper and avoid becoming a victim of pushy real estate agents and sneaky mortgage lenders. Read more…

I just read The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich on a recent flight. The author, Timothy Ferriss, is the kind of guy average people love to hate. So why are we snatching up his book like it’s the cure for cancer? Read more…