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	<title>Comments on: Can Prosper Do Better Than My Credit Cards?</title>
	<atom:link href="http://www.moneyunder30.com/prosper-vs-credit-cards/feed" rel="self" type="application/rss+xml" />
	<link>http://www.moneyunder30.com/prosper-vs-credit-cards</link>
	<description>Personal Finance for the Young and Ambitious</description>
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		<title>By: 11 Tips to Get Your Prosper Loan Funded &#8212; Money Under 30</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-354</link>
		<dc:creator>11 Tips to Get Your Prosper Loan Funded &#8212; Money Under 30</dc:creator>
		<pubDate>Fri, 14 Dec 2007 01:43:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-354</guid>
		<description>[...] Can Prosper Do Better Than My Credit Cards? [...]</description>
		<content:encoded><![CDATA[<p>[...] Can Prosper Do Better Than My Credit Cards? [...]</p>
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		<title>By: A Prosper Update: One Year as a Prosper Borrower &#8212; Money Under 30</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-353</link>
		<dc:creator>A Prosper Update: One Year as a Prosper Borrower &#8212; Money Under 30</dc:creator>
		<pubDate>Fri, 14 Dec 2007 01:22:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-353</guid>
		<description>[...] Can Prosper Do Better Than My Credit Cards? [...]</description>
		<content:encoded><![CDATA[<p>[...] Can Prosper Do Better Than My Credit Cards? [...]</p>
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		<title>By: Money Under 30 &#124; An Update on My Experience With Prosper</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-352</link>
		<dc:creator>Money Under 30 &#124; An Update on My Experience With Prosper</dc:creator>
		<pubDate>Thu, 26 Jul 2007 13:01:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-352</guid>
		<description>[...] (To learn more read my initial impressions of Prosper or my experience getting a loan there). [...]</description>
		<content:encoded><![CDATA[<p>[...] (To learn more read my initial impressions of Prosper or my experience getting a loan there). [...]</p>
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		<title>By: Money Under 30 &#124; An Introduction to Prosper and Peer-to-Peer Lending</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-351</link>
		<dc:creator>Money Under 30 &#124; An Introduction to Prosper and Peer-to-Peer Lending</dc:creator>
		<pubDate>Thu, 26 Jul 2007 04:17:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-351</guid>
		<description>[...] I’ve already written a bit about Prosper when I first learned about Prosper, when I applied for a loan, and when I learned some tips that made me successful in landing a loan there. [...]</description>
		<content:encoded><![CDATA[<p>[...] I’ve already written a bit about Prosper when I first learned about Prosper, when I applied for a loan, and when I learned some tips that made me successful in landing a loan there. [...]</p>
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		<title>By: Money Under 30 &#124; How Prosper Saved My Ass</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-350</link>
		<dc:creator>Money Under 30 &#124; How Prosper Saved My Ass</dc:creator>
		<pubDate>Wed, 25 Jul 2007 21:44:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-350</guid>
		<description>[...] Last October I wrote that I had applied for a $11,500 credit card debt-consolidation loan from the unique person-to-person lending network Prosper. Here’s an update to how this amazingly cool service has helped me. [...]</description>
		<content:encoded><![CDATA[<p>[...] Last October I wrote that I had applied for a $11,500 credit card debt-consolidation loan from the unique person-to-person lending network Prosper. Here’s an update to how this amazingly cool service has helped me. [...]</p>
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	<item>
		<title>By: bob</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-349</link>
		<dc:creator>bob</dc:creator>
		<pubDate>Tue, 23 Jan 2007 18:41:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-349</guid>
		<description>How about a write-up on your prosper experience so far?  Would love to hear about it.</description>
		<content:encoded><![CDATA[<p>How about a write-up on your prosper experience so far?  Would love to hear about it.</p>
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		<title>By: Jay</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-348</link>
		<dc:creator>Jay</dc:creator>
		<pubDate>Mon, 30 Oct 2006 07:52:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-348</guid>
		<description>Before I found your site I debated your loan for a while, but didn&#039;t bid on it. Found the link to your blog through pfblogs--you&#039;re already funded but I put a bid in. You have some solid advice on your blog.

Good luck.</description>
		<content:encoded><![CDATA[<p>Before I found your site I debated your loan for a while, but didn&#8217;t bid on it. Found the link to your blog through pfblogs&#8211;you&#8217;re already funded but I put a bid in. You have some solid advice on your blog.</p>
<p>Good luck.</p>
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		<title>By: HeatherP</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-347</link>
		<dc:creator>HeatherP</dc:creator>
		<pubDate>Tue, 24 Oct 2006 03:24:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-347</guid>
		<description>Too bad my Prosper account is under $50 right now - I would like to support PF bloggers.  A couple of tips for you though, since I am a Prosper lender;
1) Consider joining a group.  You should only join a group where 100% of the rewards are shared, but there are many groups like that, and it adds a sense of security to the listing and should give you at least one additional bid (your group leader).
2) Consider posting a general monthly budget.  As a PF blogger, I assume you have one, and I really like the ads where the individual has a clear idea of income and expense streams.  You give a taste of it in your statement about having $200 left over, but a budget is much more powerful.
Hope this helps.</description>
		<content:encoded><![CDATA[<p>Too bad my Prosper account is under $50 right now &#8211; I would like to support PF bloggers.  A couple of tips for you though, since I am a Prosper lender;<br />
1) Consider joining a group.  You should only join a group where 100% of the rewards are shared, but there are many groups like that, and it adds a sense of security to the listing and should give you at least one additional bid (your group leader).<br />
2) Consider posting a general monthly budget.  As a PF blogger, I assume you have one, and I really like the ads where the individual has a clear idea of income and expense streams.  You give a taste of it in your statement about having $200 left over, but a budget is much more powerful.<br />
Hope this helps.</p>
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		<title>By: Lazy Man  and Money</title>
		<link>http://www.moneyunder30.com/prosper-vs-credit-cards/comment-page-1#comment-346</link>
		<dc:creator>Lazy Man  and Money</dc:creator>
		<pubDate>Mon, 23 Oct 2006 21:59:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/prosper-vs-credit-cards#comment-346</guid>
		<description>It may be worth considering getting a smaller loan.  I haven&#039;t done a lot of research, but I think fewer loans over 10K fund and generally they carry a little extra percentage.

I may be looking to bid, but most people wait until the last day or two so that they don&#039;t have their money tied up missing better options as they come along.</description>
		<content:encoded><![CDATA[<p>It may be worth considering getting a smaller loan.  I haven&#8217;t done a lot of research, but I think fewer loans over 10K fund and generally they carry a little extra percentage.</p>
<p>I may be looking to bid, but most people wait until the last day or two so that they don&#8217;t have their money tied up missing better options as they come along.</p>
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