http://www.moneyunder30.com/resolution-improve-credit-score Personal Finance for the Young and Ambitious Sun, 21 Mar 2010 19:06:46 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://www.moneyunder30.com/resolution-improve-credit-score/comment-page-1#comment-1955 Emmy Fri, 02 Jan 2009 22:30:29 +0000 http://www.moneyunder30.com/?p=1108#comment-1955 Maybe I'm misreading your second to last paragraph, but you seem to be implying that carrying a balance improves your credit score. If so I'd have to disagree. Credit scores don't distinguish between those who carry a balance on their cards and those who don't. (From this article on MSN: http://articles.moneycentral.msn.com/Banking/YourCreditRating/BeefUpYourCreditScoreIn5steps.aspx, under the "Pay down your debts -- and consider charging less" heading.) Maybe I’m misreading your second to last paragraph, but you seem to be implying that carrying a balance improves your credit score. If so I’d have to disagree. Credit scores don’t distinguish between those who carry a balance on their cards and those who don’t. (From this article on MSN: http://articles.moneycentral.msn.com/Banking/YourCreditRating/BeefUpYourCreditScoreIn5steps.aspx, under the “Pay down your debts — and consider charging less” heading.)

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