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	<title>Comments on: Review: Mvelopes Personal Budgeting Software</title>
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	<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software</link>
	<description>Simple, Honest Financial Advice</description>
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		<title>By: Matt</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-9652</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Fri, 25 Feb 2011 17:01:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-9652</guid>
		<description>I decided to stop using mvelopes because it was too slow and buggy. I had trouble interfacing with my banks (it was slow when it worked at all) and then couldn&#039;t delete those accounts that wouldn&#039;t work properly. Although a great concept, the execution is very shoddy. 

But I am writing this review because the cancellation process is abominable. I cancelled (after having to dig around to find that you must cancel via a chat session) and then found a couple of days later that I&#039;d been charged again. I guess I decided to cancel right at the time I was being charged for three more months. I reengaged the chat support immediately to get credited and ensure the account was cancelled. The chat person told me that she could do nothing and instead to send an email. I told that individual that I would not send an email, that instead I would dispute with my credit card company, and until I found out it was resolved in my favor, that I would post as many comments about their service as possible. So here I am. 

Good luck with your budgeting and stay away from companies like this.</description>
		<content:encoded><![CDATA[<p>I decided to stop using mvelopes because it was too slow and buggy. I had trouble interfacing with my banks (it was slow when it worked at all) and then couldn&#8217;t delete those accounts that wouldn&#8217;t work properly. Although a great concept, the execution is very shoddy. </p>
<p>But I am writing this review because the cancellation process is abominable. I cancelled (after having to dig around to find that you must cancel via a chat session) and then found a couple of days later that I&#8217;d been charged again. I guess I decided to cancel right at the time I was being charged for three more months. I reengaged the chat support immediately to get credited and ensure the account was cancelled. The chat person told me that she could do nothing and instead to send an email. I told that individual that I would not send an email, that instead I would dispute with my credit card company, and until I found out it was resolved in my favor, that I would post as many comments about their service as possible. So here I am. </p>
<p>Good luck with your budgeting and stay away from companies like this.</p>
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		<title>By: Kelly</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-9021</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Wed, 12 Jan 2011 20:58:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-9021</guid>
		<description>I was NOT so happy with mvelopes. In order to use the free trial you must sign up using a credit card - which I did. I decided during the trial that the system was not for me, based on the multiple duplicates the system pushed out. Anyhow, I tried to call and cancel. However, YOU CANNOT CALL THEM! When you do you are given a prerecorded message to go online. I did and I did an online chat with a rep and got a confirmation #. However I noticed my credit card was charged. I again did an online chat (this time the person was playing games with me). She eventually gave me a second confirmation #. Still on my credit card. I sent an email to dispute resolution and was told that it takes 4-6 weeks to get a refund. In the meantime I had to either pay my credit card with this charge one it or get a finance charge. Mvelopes is a TOTAL SCAM!</description>
		<content:encoded><![CDATA[<p>I was NOT so happy with mvelopes. In order to use the free trial you must sign up using a credit card &#8211; which I did. I decided during the trial that the system was not for me, based on the multiple duplicates the system pushed out. Anyhow, I tried to call and cancel. However, YOU CANNOT CALL THEM! When you do you are given a prerecorded message to go online. I did and I did an online chat with a rep and got a confirmation #. However I noticed my credit card was charged. I again did an online chat (this time the person was playing games with me). She eventually gave me a second confirmation #. Still on my credit card. I sent an email to dispute resolution and was told that it takes 4-6 weeks to get a refund. In the meantime I had to either pay my credit card with this charge one it or get a finance charge. Mvelopes is a TOTAL SCAM!</p>
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	<item>
		<title>By: Home Budgeting Software</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-453</link>
		<dc:creator>Home Budgeting Software</dc:creator>
		<pubDate>Fri, 03 Apr 2009 17:42:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-453</guid>
		<description>[...]  Review: Mvelopes Personal Budgeting Software: Personal Finance for &#8230;  [...]</description>
		<content:encoded><![CDATA[<p>[...]  Review: Mvelopes Personal Budgeting Software: Personal Finance for &#8230;  [...]</p>
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	<item>
		<title>By: Nick</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-451</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Mon, 10 Nov 2008 03:48:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-451</guid>
		<description>Another good option for online budgeting is Budgetoo.com. Budgetoo works like a spreadsheet, but cuts out the work, so you get more done in less time. It&#039;s completely free to use:
http://budgetoo.com</description>
		<content:encoded><![CDATA[<p>Another good option for online budgeting is Budgetoo.com. Budgetoo works like a spreadsheet, but cuts out the work, so you get more done in less time. It&#8217;s completely free to use:<br />
<a href="http://budgetoo.com" rel="nofollow">http://budgetoo.com</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: How to Stop Living Paycheck to Paycheck and Start Getting Ahead &#8212; Money Under 30</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-452</link>
		<dc:creator>How to Stop Living Paycheck to Paycheck and Start Getting Ahead &#8212; Money Under 30</dc:creator>
		<pubDate>Mon, 06 Oct 2008 12:01:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-452</guid>
		<description>[...] by tracking what you spend. For just a few dollars a month, budgeting tools like Quicken Online or Mvelopes can help. Budgeting isn’t the most fun thing in the world, but it’s vital if you want to get [...]</description>
		<content:encoded><![CDATA[<p>[...] by tracking what you spend. For just a few dollars a month, budgeting tools like Quicken Online or Mvelopes can help. Budgeting isn’t the most fun thing in the world, but it’s vital if you want to get [...]</p>
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	<item>
		<title>By: Eva</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-448</link>
		<dc:creator>Eva</dc:creator>
		<pubDate>Wed, 01 Oct 2008 19:32:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-448</guid>
		<description>Keep in mind that you can manually enter the transactions for that account if it won&#039;t load across, and still get the other benefits of Mvelopes.  This would especially work if most accounts pull through fine, and just one does not - you could print your bank activity and then type it into Mvelopes, and drag or assign it to the right envelope.</description>
		<content:encoded><![CDATA[<p>Keep in mind that you can manually enter the transactions for that account if it won&#8217;t load across, and still get the other benefits of Mvelopes.  This would especially work if most accounts pull through fine, and just one does not &#8211; you could print your bank activity and then type it into Mvelopes, and drag or assign it to the right envelope.</p>
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	<item>
		<title>By: Quicken Online Review &#8212; Money Under 30</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-447</link>
		<dc:creator>Quicken Online Review &#8212; Money Under 30</dc:creator>
		<pubDate>Mon, 12 May 2008 16:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-447</guid>
		<description>[...] may also want to compare Quicken Online to Mvelopes, another online budgeting tool that also offers a free 30-day [...]</description>
		<content:encoded><![CDATA[<p>[...] may also want to compare Quicken Online to Mvelopes, another online budgeting tool that also offers a free 30-day [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Hate Budgeting? 10 Tools to Simplify Your Monthly Budget &#8212; Money Under 30</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-450</link>
		<dc:creator>Hate Budgeting? 10 Tools to Simplify Your Monthly Budget &#8212; Money Under 30</dc:creator>
		<pubDate>Wed, 12 Mar 2008 19:21:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-450</guid>
		<description>[...] Comments the baglady on How Much Should Be in Your 401k at 30?Dave on Review: Mvelopes Personal Budgeting SoftwareKen on 11 Tips to Get Your Prosper Loan FundedDividends4Life on Four Reasons We Spend More Than We [...]</description>
		<content:encoded><![CDATA[<p>[...] Comments the baglady on How Much Should Be in Your 401k at 30?Dave on Review: Mvelopes Personal Budgeting SoftwareKen on 11 Tips to Get Your Prosper Loan FundedDividends4Life on Four Reasons We Spend More Than We [...]</p>
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	<item>
		<title>By: Dave</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-449</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Wed, 12 Mar 2008 18:34:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-449</guid>
		<description>This has happened to me too, but not at Mvelopes, first at something called Complete View(?) and then at Mint.

Some of my banks (mostly the bigger ones) worked, while some others didn&#039;t.

I researched it a bit and it does have something to do with the banks security procedures, so they may be right that some banks will just never work.</description>
		<content:encoded><![CDATA[<p>This has happened to me too, but not at Mvelopes, first at something called Complete View(?) and then at Mint.</p>
<p>Some of my banks (mostly the bigger ones) worked, while some others didn&#8217;t.</p>
<p>I researched it a bit and it does have something to do with the banks security procedures, so they may be right that some banks will just never work.</p>
]]></content:encoded>
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	<item>
		<title>By: effers9999</title>
		<link>http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software/comment-page-1#comment-446</link>
		<dc:creator>effers9999</dc:creator>
		<pubDate>Thu, 07 Feb 2008 19:19:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/review-mvelopes-personal-budgeting-software#comment-446</guid>
		<description>That seems to be my problem too.  What bank did you not get to work.  I can&#039;t seem to get the Bank of American Fork to work.</description>
		<content:encoded><![CDATA[<p>That seems to be my problem too.  What bank did you not get to work.  I can&#8217;t seem to get the Bank of American Fork to work.</p>
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