Student Credit Cards

Student credit cards are designed for college students who don’t yet have a full-time income or established credit history. These cards give applicants without a credit history a better chance of approval than mainstream credit cards while still offering perks like 0% intro APRs and rewards programs. In most cases, you can upgrade student credit cards to a regular credit card after a year or two of responsible use.

Student credit cards are ideal for students who are a year or two from graduation and want to start building credit with responsible credit card use.

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Compare Student Credit Cards

Discover® Student Card
Apply for the Discover More Card now.
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    0% APR on Purchases 9 Months 13.99%-20.99% (v)* $0 Yes Fair
    Citi® Dividend Platinum Select® Card for College Students
    Apply for the Citi Platinum Student Card now.
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
  • Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    0% APR on Purchases 7 Months 13.99%-21.99% (v)* $0 Yes Good
    Discover® Student Card – $25 Cashback Bonus
    Discover Student Credit CardApply for the Discover Student Credit Card now.
  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months.
  • 0% Intro APR on purchases for 6 months.
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability
  • Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    0% APR on Purchases 6 Months 13.99%-20.99% (v)* $0 Yes Fair
    Discover® Open RoadSM Card for Students
    Discover Open Road Card for StudentsApply for the Open Road for Student Card now.
  • 0% Intro APR on purchases for 9 months.
  • Double Cashback Bonus®* at any gas station and any restaurant.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability
  • No Annual Fee
  • Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    0% APR on Purchases 9 Months 13.99%-20.99% (v)* $0 Yes Fair

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