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	<title>Comments on: Student Credit Cards: A Necessary Evil?</title>
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	<description>Personal Finance for the Young and Ambitious</description>
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		<title>By: Joseph</title>
		<link>http://www.moneyunder30.com/student-credit-cards/comment-page-1#comment-3221</link>
		<dc:creator>Joseph</dc:creator>
		<pubDate>Fri, 09 Oct 2009 05:16:29 +0000</pubDate>
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		<description>I can definitely relate ... my debt began with a couple of credit cards back in college.  Having credit cards are an excellent way to get good credit scores, but if you&#039;re not responsible with them (like I was), digging yourself out of that hole can take years.</description>
		<content:encoded><![CDATA[<p>I can definitely relate &#8230; my debt began with a couple of credit cards back in college.  Having credit cards are an excellent way to get good credit scores, but if you&#8217;re not responsible with them (like I was), digging yourself out of that hole can take years.</p>
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		<title>By: Lin Li</title>
		<link>http://www.moneyunder30.com/student-credit-cards/comment-page-1#comment-2903</link>
		<dc:creator>Lin Li</dc:creator>
		<pubDate>Thu, 17 Sep 2009 17:28:13 +0000</pubDate>
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		<description>Hi there, 
  Thanks for the tip on credit!  It&#039;s unbelievable that so many students apply for credit cards without a thorough understanding of how they work and are supposed to be managed. I&#039;m planning on applying for one now, and I have been doing some research on credit education online. A site by Wells Fargo (&quot;Backstage&quot; : http:// backstage.wellsfargo.com) caught my interest when I came across it a couple of days ago.  It looks really user-friendly, and most importantly, it offers helpful on line tutorials on credit education and money management. I&#039;m still searching around, but it seems that the Wells Fargo site has all the info a college student need to be financially healthy. 

  I posted this link here, and I&#039;m curious to hear what others have to say about it. Would love to see if any of you have used Backstage before for anything!

Lin</description>
		<content:encoded><![CDATA[<p>Hi there,<br />
  Thanks for the tip on credit!  It&#8217;s unbelievable that so many students apply for credit cards without a thorough understanding of how they work and are supposed to be managed. I&#8217;m planning on applying for one now, and I have been doing some research on credit education online. A site by Wells Fargo (&#8220;Backstage&#8221; : http:// backstage.wellsfargo.com) caught my interest when I came across it a couple of days ago.  It looks really user-friendly, and most importantly, it offers helpful on line tutorials on credit education and money management. I&#8217;m still searching around, but it seems that the Wells Fargo site has all the info a college student need to be financially healthy. </p>
<p>  I posted this link here, and I&#8217;m curious to hear what others have to say about it. Would love to see if any of you have used Backstage before for anything!</p>
<p>Lin</p>
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		<title>By: Amanda,   Bay Area Photographer</title>
		<link>http://www.moneyunder30.com/student-credit-cards/comment-page-1#comment-2891</link>
		<dc:creator>Amanda,   Bay Area Photographer</dc:creator>
		<pubDate>Wed, 16 Sep 2009 17:57:01 +0000</pubDate>
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		<description>I&#039;m so embarrassed about my credit behavior as a 19 year old.    I racked up $1000 ( in my defense it was over a couple of years though! ) and my grandma bailed me out.     There was just a point in there somewhere where I nearly couldn&#039;t make a payment and needed to borrow money.    It was such a relief when I handed her that last of that borrowed cash back.    I HATE borrowing money and hope to NEVER been in a position ( other than emergency or sickness ) to have to do so again.</description>
		<content:encoded><![CDATA[<p>I&#8217;m so embarrassed about my credit behavior as a 19 year old.    I racked up $1000 ( in my defense it was over a couple of years though! ) and my grandma bailed me out.     There was just a point in there somewhere where I nearly couldn&#8217;t make a payment and needed to borrow money.    It was such a relief when I handed her that last of that borrowed cash back.    I HATE borrowing money and hope to NEVER been in a position ( other than emergency or sickness ) to have to do so again.</p>
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