Simple. Honest. Personal finance.

23 Things Beginners Absolutely Must Know About Saving for Retirement

Whether you're just starting your first "real job" or have been in the workplace for a few years but haven't gotten around to saving for retirement yet, listen up: it's never too early to start building a nest egg. Statistically, young workers are … [Read more...]

How Much Should Be in Your 401(k) at 30?

What should your contribute to your 401(k)? How much should you have invested for retirement at 30, 40, 50, etc? These are good questions. Here, I try to answer them, but I should warn you: Personal finance is PERSONAL! The more you can c … [Read more...]

401(k) Q & A

Q: I just started my first full-time job but am not eligible for the company sponsored 401(k) until December. What should I do if I want to start saving for retirement now? A: It’s a great idea to get a head start on your retirement saving even if … [Read more...]

Should You Pay Off Credit Card Debt or Contribute to a 401(k)?

Here's a question I get all the time: "When I become eligible for a 401(k) or another tax-deferred retirement plan, should I contribute to the plan even if I could use those funds to pay down credit card debt?" … [Read more...]