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Asset Allocation For Young Investors

Asset allocation strategies for young investors.

For new investors, there’s no more important concept to master than asset allocation; how to diversify your portfolio with a mix of stocks, bonds, and cash.

401k Asset Allocation: Two Methods for Headache-Free Diversification

Failing to diversify the investments in your 401k is a top mistake investors make.

Is your 401k asset allocation set correctly? Failing to check could cost you $10,000 or more! Here are two easy methods for ensuring proper allocation.

The Start-Up That Thinks Quality Investment Advice Shouldn’t Just Be For Rich People

FutureAdvisor Screenshot

The majority of the financial services industry pays little attention to young people. For example, unless you’re sitting on a seven-figure trust fund, the best financial advisors probably won’t return your calls. (And you should be wary of those who do, especially if they’re hawking life insurance policies to you when you’re 24, single, and […]

Asset Allocation: Your Key to Investing Success

Pie chart showing an example of asset allocation among stocks, bonds, cash, and other investments.

“If you have trouble imaging a 20% loss in the stock market, you shouldn’t be in stocks.” -– Jack Bogle, founder of Vanguard. If you invest 100% of your money in stocks, and the stock market has a bad year (or ten), you lose money. That’s why asset allocation is one of the most important […]

The Case for Simple Investing

Average investor returns versus markets, 1990-2009.

It’s not very often that the best way to do something is also the easiest. However, investing is one of those things. The more you fiddle with it the worse your returns are likely to be. Which is really great news. It means the average busy person with limited investment knowledge can still do great in the markets.

Three Small Financial Tweaks You Should Make Before Winter

The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And if you’re smart, you’ll also start working on your financial plans for 2011. […]

How to Rebalance Your Portfolio

How to Rebalance Your Portfolio

Savvy investors rebalance their portfolio often to ensure proper asset allocation. Fear not: even for novices, rebalancing isn’t as hard as it sounds.

Is Now The Time To Invest In The Housing Market?

Want to find the best places to invest? Look for areas others are avoiding. I would rather invest in something that has been down for 10 years than one that has been booming for the past decade. Today, no sector has suffered more over the past five years than housing. Residential and commercial real estate […]

Strategies For Investing In Gold

With the recent weakness in the stock market, many investors are flocking to the safety of gold, which continues to trade near record highs. Economic instability has driven gold prices higher due to the rising national deficit in the United States. And domestic investors aren’t the only ones buying gold. The rampant fears of insolvency […]

Why Bonds Belong In Your Portfolio At Any Age

Bonds belong in your portfolio at any age.

Bonds aren’t just for old people. Young investors can also benefit by having bonds in their portfolio. Bonds diversify your risk while also providing income. Sometimes that income can even have tax advantages that you can’t find in stocks.