It’s best to buy a car with cash---but not everybody has saved up thousands of dollars when the need for new transportation strikes. Although car shoppers have several options for financing a new or used car, including many online lenders, buyers … [Read more...]
Money Aisle Auto Loans
May 12, 2010 By
Money Aisle is a unique online service where banks compete for your business in a real-time auction. Want to get the best rate on an auto loan? Money Aisle may help you find the best auto loan rates before you even step foot into a dealership, … [Read more...]
Paying Off an Auto Loan Is Bad For Your Credit Score!?
April 7, 2010 By
Dave Ramsey tells people that FICO scores aren’t credit scores; they’re “I love debt” scores. Case in point: Last week, I paid off my auto loan. This week, my FICO score dropped 60 points. Sixty! There have been no other changes to my credit … [Read more...]
How to Finance a Car the Smart Way
March 22, 2010 By
When I bought my last car, I thought I was being smart because I negotiated a good price and a good interest rate. In hindsight, my first new car purchase was just another one of the many financial debacles of my early twenties. In the financial … [Read more...]
No Credit History? Prepare for an Uphill Climb to Auto, Home Financing
September 17, 2009 By
Matt, 26, feels it’s time to stop renting and think about buying a home. He earns $48,000 a year at his IT job outside Washington, D.C, he has saved $20,000 he could use for a down payment (and more in his 401k), and he has no debt. And that’s … [Read more...]
When To Finance Even If You Could Pay Cash
August 7, 2009 By
Should you ever go into debt even if you have the cash to make the purchase? Dave Ramsey would definitely say "NO!". But believe it or not, there are situations in which it may actually cost you more if you don't go into debt! … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 