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Why You Need A ‘Bank Account Buffer’

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If you want to manage your money better, what’s the very first thing you should do? Build a bank account buffer. Here’s how.

The Last Budget You’ll Ever Need

Budgeting is simple: Subtract your bills from what you earn; save or spend what's left.

Budgeting is is a necessary evil; it’s so boring and most of us never stick with it. Let’s change that. Learn an easy way to budget in just minutes a month.

Best Budgeting Tools: Our Favorite Apps and Websites

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The best budgeting tools for controlling your spending; free and paid apps and Websites to help you manage your cash flow and save more money.

6 Tips for Building A Work Wardrobe On A Budget

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Trading in your college sweatshirts for office-appropriate attire can be daunting, not to mention pricey. From my own experience, here are a few ways to build a simple work wardrobe on a budget.

Budgeting for Home Expenses: Expect the Unexpected

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Americans are buying houses again. Home prices throughout the United States are expected to increase an average of 13 percent in 2013 and 2014, according to National Association of Realtors’ Chief Economist Lawrence Yun. If you’re about to purchase your first house, you’ve hopefully saved for a down payment and considered a budget for your […]

Toshl Review: A Beautifully Simple Manual Budgeting App

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A reader recently let me know about Toshl, a budgeting app available online and for iPhone and Android (thanks, Rachel!) In a sentence, Toshl is a manual budgeting and spend-tracking app with a beautiful design and intuitive user experience. As far as no-strings-attached budgeting and spend tracking, Toshl might be the best I’ve seen yet. […]

After Tax Day, What Next? Assess Your Overall Financial Health

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Now that April 15 has come and gone you might feel like kicking back, regardless of whether you got socked on your taxes (like I did) or made a nice little refund (as I hope you did). But as I like to stress in these columns, the act of financial education and improving your financial […]

Making a Budget for Life After College

Maria LaMagna is assistant editor of Money Under 30.

Even though I’m in denial about it right now, I will in fact be graduating from college in just a few months. With that fact comes a lot of worry — mentally, I don’t think I’m prepared to move on yet. But, as my mom says, the best antidote for anxiety is action, and I know there […]

♥ & $: The Spending Diet: My Month of More Mindful Spending

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December’s credit card bill came in the other day and it was all I could do not to gag. How did all my good intentions and careful planning go so horribly wrong? Yes, we had many unexpected medical expenses (don’t worry, everyone is ok). And yes, two school tuition bills came due. And yes, we […]

Variable Income: How to Manage Money When you Don’t Earn a Steady Paycheck

Budgeting for unsteady income: Put money you earn into a reserve account, then transfer money as you need it into a spending account.

We all like to wake up in the morning knowing there’s enough money for breakfast and this month’s electric bill — not to mention those whopping student loans. For meeting these everyday financial obligations, nothing beats a regular paycheck. But what if you don’t have one? Maybe you’re working odd jobs while searching for a […]