MoneyUnder30.com

More Mint Alternatives: HelloWallet and PowerWallet

Hello Wallet

Although I’m just starting out in managing my own money, I’ve already figured out one aspect of my financial personality: I like my finances to be as simple as possible. I can’t stand having bank accounts at different banks, and I worry splitting up my funds will affect how I think about what money is […]

How to Finally Make Your Budget Stick: Two Shortcuts That Work

You can create an Excel Pivot Table that will calculate how much you spent by category.

Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a budget and track your spending to the penny! Thou must create a budget […]

Three Small Financial Tweaks You Should Make Before Winter

The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And if you’re smart, you’ll also start working on your financial plans for 2011. […]

Why Most Budgets Fail (But Yours Doesn’t Have To)

Mint allows you to categorize transactions from multiple accounts.

My first time wasn’t until I was a college freshman. I was 19. I could tell you that I wanted everything to be perfect, but honestly, I just wanted it to work. I knew what I had to do, but I had no idea how to do it. I’m talking, of course, about my first […]

Student Budgeting: Make Your Summer Job Pay All Year Long

I’m not going to lie: When you’re a student, budgeting is no easy task…especially if you need money you earn from a summer job to last all year long. Unless you have a regular source of income during the school year, you need to stick to a pretty strict spending plan to make this work. […]

Three Little Ways to Boost Your Emergency Fund

Three Little Ways to Boost Your Emergency Fund 2

If the thought of saving up three to six months of expenses is overwhelming then start smaller. Here are a few simple things you can do today to help you get started on that emergency fund.

Five “Forgotten” Financial Habits to Develop In Your Twenties

“I’m 25 and only make $30k a year. I’ve got student loans. I’m broke! Why should I care about investing?” I hear this all the time. When it comes to money, many of my peers (at least the ones not completely afraid of their finances) are concerned with upgrading their cars and homes, developing their […]

Free Monthly Budget Spreadsheet

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Download our free budget spreadsheet for Excel or Google Docs. Choose from an Excel budget template or an easy printable PDF budget.