MoneyUnder30.com
MoneyUnder30.com

The Bank Account Buffer (Building a No-Hassle Money Management System, No. 2)

By the end of this four-post series, you’ll have a map for a hassle-free financial system that puts your day-to-day money issues on autopilot, letting you worry about more important stuff like developing your career, earning more money, and enjoying l … [Read more...]

How to Finally Make Your Budget Stick: Two Shortcuts That Work

Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a budget and t … [Read more...]

Track Your Spending with Mint Trends

Not too long ago, I compared budgeting to dieting. Want to lose weight? Count the calories you eat. Want to save more money? Count the pennies you spend. Of course, just like counting calories, tracking your spending manually is---to put it … [Read more...]

Three Small Financial Tweaks You Should Make Before Winter

The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And i … [Read more...]

Why Most Budgets Fail (But Yours Doesn’t Have To)

My first time wasn’t until I was a college freshman. I was 19. I could tell you that I wanted everything to be perfect, but honestly, I just wanted it to work. I knew what I had to do, but I had no idea how to do it. I’m talking, of course, a … [Read more...]

Student Budgeting: Make Your Summer Job Pay All Year Long

I'm not going to lie: When you're a student, budgeting is no easy task...especially if you need money you earn from a summer job to last all year long. Unless you have a regular source of income during the school year, you need to stick to a pretty … [Read more...]

Three Little Ways to Boost Your Emergency Fund

An emergency fund is the foundation of financial security. But whether you’re an I-Banker or starving artist, it’s never easy to sacrifice daily expenses now to build that emergency fund for later. We all want to save that extra cash each month, an … [Read more...]

Five “Forgotten” Financial Habits to Develop In Your Twenties

"I'm 25 and only make $30k a year. I've got student loans. I'm broke! Why should I care about investing?" I hear this all the time. When it comes to money, many of my peers (at least the ones not completely afraid of their finances) are concerned … [Read more...]

Free Monthly Budget Spreadsheet

I am pleased to present a simple and totally free budget spreadsheet that can be used to quickly and easily plan how much you can spend each month. Using the spreadsheet is easy. First, gather your paystubs and enter your monthly income. Next, … [Read more...]