Not too long ago, I compared budgeting to dieting. Want to lose weight? Count the calories you eat. Want to save more money? Count the pennies you spend. Of course, just like counting calories, tracking your spending manually is---to put it … [Read more...]
Three Small Financial Tweaks You Should Make Before Winter
October 19, 2010 by
The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And … [Read more...]
Why Most Budgets Fail (But Yours Doesn’t Have To)
October 7, 2010 by
My first time wasn’t until I was a college freshman. I was 19. I could tell you that I wanted everything to be perfect, but honestly, I just wanted it to work. I knew what I had to do, but I had no idea how to do it. I’m talking, of … [Read more...]
Monthly Budget Tools: A Big List of Software, Spreadsheets, and More
September 24, 2010 by
Editor's Note: We originally published this popular list of the best paid and free monthly budgeting tools in March of 2008. A lot has changed since then---a couple of the featured budget tools are no longer available. So here's an updated---and … [Read more...]
Student Budgeting: Make Your Summer Job Pay All Year Long
June 8, 2010 by
I'm not going to lie: When you're a student, budgeting is no easy task...especially if you need money you earn from a summer job to last all year long. Unless you have a regular source of income during the school year, you need to stick to a pretty … [Read more...]
Three Little Ways to Boost Your Emergency Fund
May 17, 2010 by
An emergency fund is the foundation of financial security. But whether you’re an I-Banker or starving artist, it’s never easy to sacrifice daily expenses now to build that emergency fund for later. We all want to save that extra cash each … [Read more...]
Five “Forgotten” Financial Habits to Develop In Your Twenties
November 3, 2009 by
"I'm 25 and only make $30k a year. I've got student loans. I'm broke! Why should I care about investing?" I hear this all the time. When it comes to money, many of my peers (at least the ones not completely afraid of their finances) are concerned … [Read more...]
Free Monthly Budget Spreadsheet
September 8, 2006 by
I am pleased to present a simple and totally free budget spreadsheet that can be used to quickly and easily plan how much you can spend each month. Using the spreadsheet is easy. First, gather your paystubs and enter your monthly income. Next, … [Read more...]
