Guest author David Bakke shares his insights on money management, smart shopping, and getting out of debt on Money Crashers, one of the top ranked personal finance blogs. In this day and age, people are constantly upgrading just about every … [Read more...]
The Case for Buying a New Car
October 26, 2010 By
New or used? It’s a conundrum as old as cars themselves: Buy new and enjoy the security of new-car reliability and a factory warranty? Or Buy used and save thousands on depreciation? Now, if I were to poll personal finance bloggers, I'd … [Read more...]
What’s Your Car Really Costing You?
July 26, 2010 By
Photo by jauladeardilla. For many of us in the United States, owning a car is a necessity. We need a car to get to work. And we need to work so we can make mortgage payments, save for retirement, and pay for all those other expenses in between. … [Read more...]
Car Buying Tricks: Shop Wisely and Save
July 21, 2010 By
In about a month, I’ll be a new dad. And along with the crib and the baby clothes and the diapers, I may have to buy a new car. No, I’m not running out to buy a minivan; but I may replace my Toyota Tacoma; a pick-up truck isn’t the most … [Read more...]
New Grads: Four Money Facts Worth Knowing
May 6, 2010 By
Graduation season’s just around the corner, and soon-to-be grads nationwide are plotting the next big move. Many of you coming out of college may soon start earning your first steady, full-time paycheck (and it will hopefully be bigger than those … [Read more...]
Paying Off an Auto Loan Is Bad For Your Credit Score!?
April 7, 2010 By
Dave Ramsey tells people that FICO scores aren’t credit scores; they’re “I love debt” scores. Case in point: Last week, I paid off my auto loan. This week, my FICO score dropped 60 points. Sixty! There have been no other changes to my credit … [Read more...]
How to Finance a Car the Smart Way
March 22, 2010 By
When I bought my last car, I thought I was being smart because I negotiated a good price and a good interest rate. In hindsight, my first new car purchase was just another one of the many financial debacles of my early twenties. In the financial … [Read more...]
Ex-Car Salesman Tells All: How to Beat the Auto Dealerships at Their Own Game
September 19, 2006 By
I once worked as a car salesman. I learned you don’t need a full set of teeth to be a winning car salesman and the nicer a salesman is to a customer, the more that customer overpays. I also learned the car salesman’s playbook. And of course, … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 