New Grads: Four Money Facts Worth Knowing

Graduation season’s just around the corner, and soon-to-be grads nationwide are plotting the next big move. Many of you coming out of college may soon start earning your first steady, full-time paycheck (and it will hopefully be bigger than those $8-an-hour jobs you used to work over summer vacation). But with a new income come […]

Paying Off an Auto Loan Is Bad For Your Credit Score!?

Dave Ramsey tells people that FICO scores aren’t credit scores; they’re “I love debt” scores. Case in point: Last week, I paid off my auto loan. This week, my FICO score dropped 60 points. Sixty! There have been no other changes to my credit report. Needless to say, I’m pretty flabbergasted…and pissed off…that my score […]

Cash-for-Clunkers Bill Could Offer $4,500 for Your Old Car

My father drives an old Lincoln town car that has over 300,000 miles on it. That’s right, 300,000. Not only does he drive it, but he commutes over 90 miles each way in it, every day. Everybody who knows him thinks he should have gotten a new car oh, about 100,000 miles ago. But my […]

Auto Insurance Coverage Types: Which Do You Need?

Auto Insurance Coverage Types- Which Do You Need-

Car insurance is a confusing but necessary part of owning a car. Ensure you have proper coverage by understanding each part of your insurance. You will want to make sure you aren’t wasting money by being over insured, or leaving yourself open to lawsuits by being underinsured.

Auto Insurance Liability Limits: How Much Do You Need?

Here’s an interesting tidbit about auto insurance many people don’t know: bodily injury liability coverage is the most important type of car insurance to have and, often, the least expensive. How much liability coverage is enough, and how can you tell?

It’s Time to Buy a House (or a Car), If You Can

There is a bright side to all of this economic doom and gloom going around. If you’re poised to buy a home—or even a car—in the next few months, you’re going to get quite a deal.

Tire Shopping: Save Money On Your Car’s New Kicks

Few parts of your car are as important to safety, comfort, and fuel economy as your tires, which should be replaced approximately every 50,000 miles, 5 years, or when they begin to show excessive wear. But with new tires running between $60-$200 each plus installation, replacing four tires can give your wallet a serious whack. […]

Online Car Loans Compared: Get Approved Before You Shop

Buying a car with cash is stressful enough; finding the right auto loan is even harder. In my car shopping tips from an ex-car salesman, I recommend knowing what you can afford, and getting a pre-approved car loan online before heading to the dealership (even with bad credit). Here’s how, plus reviews of online car […]

How to Get Out of a Car Lease Without Ruining Your Credit

Leasing your car can be an expensive way to get around. And if you suddenly find yourself unable to afford your existing auto lease, you can’t just put your car up for sale or run to the dealer to trade it in. But what most don’t know is: Yes, you can get out of a […]

10 Costly Driving Habits

Once upon a time, the only certainties in life were “death and taxes.” Today, it’s safe to say we can add a third — rising gas prices. The price of fuel keeps going up, with nary an end in sight. Need some ways to save on gas? Here are ten driving habits that cost big […]