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Paying Off an Auto Loan Is Bad For Your Credit Score!?

Dave Ramsey tells people that FICO scores aren’t credit scores; they’re “I love debt” scores. Case in point: Last week, I paid off my auto loan. This week, my FICO score dropped 60 points. Sixty! There have been no other changes to my credit report. … [Read more...]

How to Trade In Your Car With Cash for Clunkers

Believe it or not, the long-awaited (and debated) Cash for Clunkers program (a.k.a. CAR Allowance Rebate System [CARS]) is here---while the money lasts. Under the cash for clunkers program, the government will give you a voucher for up to $4,500 for … [Read more...]

Cash-for-Clunkers Bill Could Offer $4,500 for Your Old Car

My father drives an old Lincoln town car that has over 300,000 miles on it. That's right, 300,000. Not only does he drive it, but he commutes over 90 miles each way in it, every day. Everybody who knows him thinks he should have gotten a new car oh, … [Read more...]

Auto Insurance Coverage Types: Which Do You Need?

Earlier this week I wrote about the importance of bodily injury liability coverage, arguably the most important part of your auto insurance coverage. But what about all the other auto insurance coverage types? What do you need to load up on? And … [Read more...]

Auto Insurance Liability Limits: How Much Do You Need?

Here’s an interesting tidbit about auto insurance many people don’t know: bodily injury liability coverage is the most important type of car insurance to have and, often, the least expensive. How much liability coverage is enough, and how can you tel … [Read more...]

It’s Time to Buy a House (or a Car), If You Can

There is a bright side to all of this economic doom and gloom going around. If you’re poised to buy a home—or even a car—in the next few months, you’re going to get quite a deal. … [Read more...]

Would You Buy a New Car to Get Better Gas Mileage?

Even as the price of gas keeps dropping, fuel economy is still on a lot of people’s minds, and it’s certainly a selling point for auto manufacturers. Is it something you’re thinking about? … [Read more...]

Tire Shopping: Save Money on Your Car's New Kicks

Few parts of your car are as important to safety, comfort, and fuel economy as your tires, which should be replaced approximately every 50,000 miles, 5 years, or when they begin to show excessive wear. But with new tires running between $60-$200 each … [Read more...]

Online Car Loans Compared: Get Approved Before You Shop

Buying a car with cash is stressful enough; finding the right auto loan is even harder. In my car shopping tips from an ex-car salesman, I recommend getting a pre-approved car loan online before heading to the dealership (even with bad credit). … [Read more...]

Want to Know Why Gas Prices Are so High?

On Forbes.com Monday, Charles Biderman of Trim Tabs Investment Services says that if things don’t change, escalating oil prices will topple the U.S. economy. … [Read more...]