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Charge Cards: A Smart Alternative to Credit (And Debit) Cards

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Charge cards like the American Express Premier Rewards Gold Card provide a smart alternative to debit cards and traditional credit cards. What Is a Charge Card? A charge card is a like a credit card without the option to pay your balance off over time. With a charge card you must pay the entire balance […]

American Express Zync Card Review

American Express Zync Charge Card

Notice: The Zync card from American Express has been discontinued; this article is for historical purposes only! The American Express Zync Card, a charge card geared towards twenty-somethings, is a possible alternative to traditional credit/debit cards for anybody under 30. I have been a fan of Amex charge cards and used one myself for a […]

Credit Card Alternatives

Credit card companies are raising interest rates on just about everybody these days, fueling many people’s passionate disdain for using any credit card for any reason. Once upon a time, there was only one alternative to spending with credit cards: cold hard cash. But then came debit cards—accepted everywhere just like credit cards, but without […]

American Express Cards DO Have Spending Limits

American Express charge cards are famous for their no preset spending limits. Learn why "preset" is the key word.

If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what happens if you hit it? I found out last month.