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Best Credit Cards For Young Adults

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Of the hundreds of credit cards out there, only a select few are worth having in your wallet—if you can qualify. Here are our picks for the best credit cards for young adults, taking into account young people’s often limited credit histories, which may make it more difficult for them to get approved.

What Credit Score Do You Need To Get Approved For A Credit Card?

What credit score do you need to get approved for a credit card?

Being declined for a new credit card is frustrating. Improve your chances of approval by applying to cards that are suited to your credit score. Here we break down what credit scores are needed to get popular credit cards today.

The Best 0% APR Credit Cards For Purchases

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A 0 percent APR credit card can help you buy big stuff — a new appliance, furniture, or the trip of a lifetime — without paying a cent of interest. What’s the catch? Learn to decide how and when to use these offers and when to stay away.

Chase Freedom Credit Card Review: The Card I Use Most

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Chase Freedom is one of two credit cards my wife and I use most. Learn why in our Chase Freedom credit card review.

Chase Sapphire Preferred Review: The Serious Traveler’s Must-Have Credit Card

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The Chase Sapphire Preferred Card is an excellent travel rewards credit card for earning points on every purchase that can be redeemed for travel on any airline or at any hotel. Learn more in our Chase Sapphire Preferred review.

When, If Ever, Is It Time To Consider Bankruptcy?

When, If Ever, Is It Time To Consider Bankruptcy

Bankruptcy is a tempting option when faced with piles of debt, but it’s not as simple as it sounds. Take a look and see if there are ways to avoid bankruptcy, like a debt snowball. If the debt is truly overwhelming then be sure to know your options before you start down that road.

Before You Apply, What You Need To Know About Balance Transfer Credit Cards

Before you apply for a balance transfer credit card, get the facts.

Balance transfer credit cards can reduce your interest costs and help you pay off a credit card balance faster, but only when used responsibly. Safe handling instructions for credit card balance transfers.

5 Hidden Credit Card Fees To Watch Out For

Credit card fees on a billing statement. via MoneyUnder30.com

Credit cards can provide easy access to loads of funds, but don’t forget they are designed by banks to get you to pay more than what you bargained for.

Barclaycard Ring Credit Card Review

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Our Barclaycard Ring credit card review: You want to avoid carrying a balance on credit cards, but sometimes you can’t avoid it. The Ring card offers a low regular APR, no balance transfer fee, and 1 percent cash back on transferred balances to save interest when you can’t pay off your credit card in full.

Personal Loans Vs Credit Cards: When To Use A Loan Instead Of Plastic

What's the difference between personal loans and credit cards -- when should you use each?

Often, a personal loan can be a more affordable way to finance a large purchase than a credit card. But there are always exceptions.