Bankruptcy is a tempting option when faced with piles of debt, but it’s not as simple as it sounds. Take a look and see if there are ways to avoid bankruptcy, like a debt snowball. If the debt is truly overwhelming then be sure to know your options before you start down that road.
Our Barclaycard Ring credit card review: You want to avoid carrying a balance on credit cards, but sometimes you can’t avoid it. The Ring card offers a low regular APR, no balance transfer fee, and 1 percent cash back on transferred balances to save interest when you can’t pay off your credit card in full.