I get lots of questions about credit cards. Because so many blogs cover the subject, I'm getting away from doing a lot of credit card posts, but for those who ask, I want to keep my credit card coverage current. So I give you: Six simple credit … [Read more...]
It’s Debatable: When to Get a Credit Card, When to Use It & When to Cut It Up
August 2, 2011 By
Love them or hate them, credit cards are a fact of financial life. They can make tracking spending effortless. Just as easily, they can blur the line between how much money you have and how much you can spend---plunging you into debt. And … [Read more...]
Credit Card Insurance: Little-Known Ways Your Plastic Can Protect You
June 15, 2011 By
I'm off again this week recovering from a whirlwind two weeks of travel for the day job. In the meantime, here's a collection of little-known credit card perks from Michael Dolen, the twenty-something founder of Credit Card Forum, a site where … [Read more...]
Best Credit Cards for Young Adults
March 15, 2011 By
So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get these questions a lot: What are the best credit cards for young adults? What's a good first credit card? And when should … [Read more...]
The Value of a Credit Card Mile (a.k.a. the Case for Cash)
March 10, 2011 By
In the world of personal finance, the couple hundred bones a year you might earn from credit card rewards isn't a big deal. I'll bet you can find five ways to better optimize your finances. Still, if you're like me, you probably enjoy playing the … [Read more...]
Get $50 or More From Credit Card Sign-On Bonuses
November 23, 2010 By
Here’s some unorthodox financial advice: Go apply for a new credit card. Why? Several major credit cards are offering up cash bonuses of up to $100 if you apply for a new card and spend a minimum amount. If you’re planning some purchases this … [Read more...]
How to Choose the Right Credit Card for Your Spending Style
October 18, 2010 By
As I contemplated changing my everyday credit card to the Chase Freedom card; I’ve been pondering one of my favorite financial topics…credit card strategy. In other words, how does one maximize the benefits of credit cards---mainly short-term … [Read more...]
Chase Freedom Credit Card Review
October 18, 2010 By
The Chase Freedom Credit Card finally got to me. I recently applied for a Chase Freedom credit card and, as soon as I get it, will be swapping over to make it my primary credit card. Since I just chose to add Freedom to my own wallet and because … [Read more...]
Debit vs. Credit: How Do You Use Them Differently?
September 29, 2010 By
Debit or credit? At a distance, there’s virtually no way to distinguish the small plastic cards with Visa or MasterCard logos. Both allow you to pay for goods and services instantaneously by transferring cash behind the scenes. But anybody … [Read more...]
Chase Ink Cash Credit Card Review
September 9, 2010 By
The Chase Ink Cash credit card is a business credit card that pays up to 3% cash back with no annual fee. As I’ve written before, some of the best credit cards are marketed as business credit cards; Chase Ink Cash is no exception. Though … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 