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Personal Loans Vs Credit Cards: When To Use A Loan Instead Of Plastic

When life's big expenses crop up, it's always best to pay cash. That's why the first step in building financial security is to get ahead of your paycheck and save money for emergencies -- and eventually big purchases like cars and vacations. If … [Read more...]

What Credit Score do you Need to get Approved for a Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

Best Credit Card Signup Bonus Offers Available Now

Here’s some unorthodox financial advice: Go apply for a new credit card. Why? Several major credit cards are offering a credit card signup bonus of up to $300 and sing-on points bonuses worth up to $500 in travel if you apply for a new card and spe … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

Pros and Cons of Using 0% APR Credit Cards for Purchases

I was chatting with a friend the other week who mentioned he was thinking about getting a new credit card – one with a 0 percent APR on purchases for over a year – to finance a couple of home improvement projects he had coming up. Pros of making pu … [Read more...]

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

If you’re struggling with credit card debt, a balance transfer credit card can save you money on interest while you repay it. Fortunately, I haven’t used balance transfer credit cards in a long time (because I haven’t carried credit card debt in a … [Read more...]

Best Credit Cards For Young Adults

So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get the question "What are the best credit cards for young adults?" a lot. Or some variation: I'm a recent high school or college … [Read more...]

American Airlines AAdvantage® MasterCard Review

I get a lot of emails asking me about the pros and cons of individual credit cards, so my goal is to add to the perspectives we offer on some of the more popular credit cards out there. Most of my recommended credit cards are safe picks for … [Read more...]

Using a Credit Card Overseas: 15 Things to Know

Carrying a credit card or debit card when you’re traveling abroad is a no-brainer. Using a credit card overseas allows you to track your purchases, cancel it if it gets lost or stolen, and earn rewards on your purchases that you can put towards f … [Read more...]

♥ & $: When It Comes To Credit Card Debt, Millennials Have It Figured Out

$13,740. That’s a lot of money. A fiscally smart person could use it buy a car, pay rent for a year, or feed a family of four for even longer. But when I was in my twenties, I wasn’t fiscally smart. My husband was in graduate school, and I was sup … [Read more...]