Ideally, we’d never carry a balance on our credit cards. The reality is, when you're young, broke, and living paycheck-to-paycheck, sometimes you have little choice but to use credit cards as a stopgap. If that's the case, pay attention to our … [Read more...]
Citi Simplicity Credit Card Review: With No Late Fees, a Card for the Innocently Absent-minded
November 16, 2012 by
Building up (and Bailing out) Massive Credit Card Debt: My Story
October 30, 2012 by
I'm going to share the story of my twentysomething financial meltdown. But understand there's some risk for me. Wait until you see just how reckless Lou Carlozo, the intrepid personal finance journalist, once behaved. What’s more, you might … [Read more...]
Barclaycard Ring Credit Card Review
October 8, 2012 by
Let's face it: Few credit cards are innovative. When picking new plastic, you have similar choices and decide on trade-offs like rewards, annual fees, and interest rates. Occasionally, however, there's a card that's notably different, like a new … [Read more...]
Best Credit Card Rates
August 31, 2012 by
Updated daily, a comprehensive list of 0% intro rates on purchases and balance transfers, plus the lowest and average regular APRs on leading credit cards. Compare and apply. Credit Card Rates, Nationwide Averages Category Average … [Read more...]
Chase Freedom Credit Card Review: The Card I Use Most
July 15, 2012 by
For about two years now, my wife and I have used the Chase Freedom credit card (affiliate -- see footnote) for nearly everything we buy. (I have another credit card for business expenses, but everything else goes on the Freedom card.) Long story, … [Read more...]
Best Miles Rewards Credit Cards
July 9, 2012 by
I've written before that cash back rewards cards make more sense for most people looking to maximize their credit card rewards. That said, savvy users may be able to get more bang for their reward buck by choosing a miles reward credit card. … [Read more...]
What Credit Score Do You Need To Get Approved For That Credit Card?
May 25, 2012 by
You’ve probably read this a million times: Know your credit score. Keeping track of your credit score can alert you to problems in your credit report and show you how timely payments is paying off as your score goes up. You can also compare your … [Read more...]
Chase Sapphire® Credit Card Review
May 12, 2012 by
Without a doubt, the credit cards you carry can either really help you or really hurt your finances. With that in mind, I periodically take a look at new credit cards on the market and how they stack up to all the available options. Today, let’s … [Read more...]
Balance Transfers on Credit Cards: What You Need to Know
March 1, 2012 by
If you've spent one too many months staring at your swelling credit card balance---and all that interest you're paying---that piece of junk mail promising a 0% balance transfer credit card probably looks pretty enticing. Sure, balance transfers … [Read more...]
Credit Card Sign-On Bonuses: Get $100 or More
January 1, 2012 by
Here’s some unorthodox financial advice: Go apply for a new credit card. Why? Several major credit cards are offering up cash bonuses up to $100 and points bonuses up to $500 if you apply for a new card and spend a minimum amount. While I DO … [Read more...]
