American Airlines AAdvantage® MasterCard Review

Citi® Platinum Select® / AAdvantage® World MasterCard®

I get a lot of emails asking me about the pros and cons of individual credit cards, so my goal is to add to the perspectives we offer on some of the more popular credit cards out there. Most of my recommended credit cards are safe picks for everybody. In other words, their rewards programs […]

Using a Credit Card Overseas: 15 Things to Know

Using your credit card overseas takes some careful planning before you travel.

While using a credit card while traveling is often smart, there are still things to be aware of. Tourists are often a target for thieves so be sure to carry your wallet in a way that will deter theft. Also, be aware of any changes in laws, such as a fee to use a credit card at the check out. Carrying some back up cash is also smart, just in case.

♥ & $: When It Comes To Credit Card Debt, Millennials Have It Figured Out

$13,740. That’s a lot of money. A fiscally smart person could use it buy a car, pay rent for a year, or feed a family of four for even longer. But when I was in my twenties, I wasn’t fiscally smart. My husband was in graduate school, and I was supporting us. My salary was […]

Best Cash Back Credit Cards


If you’re one of us few and proud who religiously pay your credit card balance off in full each month, you get to benefit from cash credit card rewards — the percentage of your purchases that your card will pay you back as points, miles, or even pennies. (Congrats, I guess.) The joke, of course, […]

New to Credit? Five Ways to Speed up Building a Good Credit Score


Anyone whose tried to get a loan with a weak credit history knows that even an excellent credit score will only get you so far with lenders. That myth your uncle told you about signing up for a credit card, using it once, paying it off and letting your credit history soar is just that […]

Best Credit Card Rates

Credit card rates.

Updated daily, a comprehensive list of 0% intro rates on purchases and balance transfers, plus the lowest and average regular APRs on leading credit cards. Compare and apply. Credit Card Rates, Nationwide Averages Category Average APR Cash Back 16.46% Rewards 15.47% Balance Transfer 16.11% Low APR 10.88 For Limited/Average Credit 20.93% Best Credit Card Rates […]

Chase Freedom Credit Card Review: The Card I Use Most


For about two years now, my wife and I have used the Chase Freedom credit card for nearly everything we buy. (I have another credit card for business expenses, but everything else goes on the Freedom card.) Long story, short, we’ve been pretty happy with this card and its rewards, although it’s slowly being outpaced by […]

Best Miles Rewards Credit Cards

The best air miles rewards credit cards avoid blackout dates and provide other perks like preferred boarding or free checked bags.

Compare the best miles rewards credit cards to get the most free travel rewards for your spending. See the latest sign-up bonuses and redemption policies.

Chase Sapphire® Credit Card Review


Without a doubt, the credit cards you carry can either really help you or really hurt your finances. With that in mind, I periodically take a look at new credit cards on the market and how they stack up to all the available options. Today, let’s look at the latest travel rewards cards from Chase: […]

When to Get a Credit Card, When to Use It & When to Cut It Up

Adopt Me! When's it time to bring home a credit card?

Love them or hate them, credit cards are a fact of financial life. They can make tracking spending effortless. Just as easily, they can blur the line between how much money you have and how much you can spend—plunging you into debt. And even avoiding credit cards altogether is not without risk; you may need credit […]